161 Mandolin Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 161 Mandolin Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,320 sqft · built 2012
Lot Size	0.272 acres (11,848 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Dec 2021)
Tax Bill	$5,818 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687553-000650`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687553-000650`
Alternative APNs	`132926687553000650` `32926000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,320 sqft Living Area
Gross Area	2,782 sqft
1st Floor Area	2,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,848 sqft (0.272 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Porch	Screened/Unfinished Porch
Porch Area	269 sqft

Location & Zoning

Street Address	161 MANDOLIN DR
City	WINTER HAVEN
State	FL
Zip	33884-3581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANDOLIN I PB 142 PGS 10-14 LOT 65
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	MANDOLIN 1
Legal Tract	687553
Legal Block	1
Legal Lot Number	65
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	14006

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1148 EDSEL DR, 2, MILPITAS, CA 95035-5641
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Mar 30, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	2021326879
Deed Book / Page	12029 / 100
Prior Transfer Date	Mar 27, 2021
Prior Transfer Doc	0000078648
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 16, 2021
Property Address	161 MANDOLIN DR, WINTER HAVEN, FL 33884-3581
Document Number	0000326879
Book / Page	12029 / 100
Map Reference	MB 142 PG 10-14
Instrument Date	Dec 9, 2021
Instrument	2021326879
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	SMART TITLE II LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7041, WINTER HAVEN, FL 33883-7041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 EDSEL DR APT 2, 2, MILPITAS, CA 95035-5641

Mortgage

Document Number	0012029102
Date	Dec 16, 2021
Instrument	12029/102

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Mar 30, 2021
Property Address	161 MANDOLIN DR, WINTER HAVEN, FL 33884-3581
Document Number	0000078648
Book / Page	11641 / 1711
Map Reference	MB 142 PG 10
Instrument Date	Mar 27, 2021
Instrument	2021078648
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$188.30
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7103, WINTER HAVEN, FL 33883-7103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 MANDOLIN DR, WINTER HAVEN, FL 33884-3581

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	161 MANDOLIN DR, WINTER HAVEN, FL 33884-3581
Document Number	0107651403
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	161 MANDOLIN DR WINTER HAVEN FL 338843581, WINTER HAVEN, FL 33884-3581

Mortgage

Document Number	0107651403
Date	Mar 1, 2019
Book Page	010765/001403
Instrument	41952

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,716 (-1.36%) Land $62,000 Building $239,716	$301,716 (-1.36%) Land $62,000 Building $239,716
2025	$5,818.00 (-5.24%)	$305,889 (-4.08%) Land $62,000 Building $243,889	$305,889 (-4.08%) Land $62,000 Building $243,889
2023	$6,140.00 (+7.81%)	$318,901 (+8.83%) Land $60,000 Building $258,901	$318,901 (+8.83%) Land $60,000 Building $258,901
2022	$5,695.00	$293,017 Land $50,000 Building $243,017	$293,017 Land $50,000 Building $243,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2004–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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