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179 Covered Bridge Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 179 Covered Bridge Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,079 sqft · built 2006
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$402,000 (Nov 2019)
Tax Bill$2,317 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN9577744826

Property Details

APN / Parcel Number

Primary APN9577744826
Alternative APNs
  • 1003793
  • 1006482

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,079 sqft Heated Area
1st Floor Area2,079 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeRaised
Lot Area7,405 sqft (0.17 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area136 sqft
Deck Area309 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1006482
Street Address179 COVERED BRIDGE DR
CityFLAT ROCK
StateNC
Zip28731-7608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1006482~R-
Legal DescriptionHIGHLAND LAKE LO10-13 BL17 PL2002-4207 UN5
Legal SubdivisionHIGHLAND LAKE
Legal Block74
Legal Lot Number4826
Legal Unit5
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2033
Census Tract931402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

179 Covered Bridge Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Henderson County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address179 COVERED BRIDGE DR, FLAT ROCK, NC 28731-7608
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2019Warranty Deed, Transfer · VA Mortgage
USAA
Jul 11, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2019 · Amount on File
Deed SaleNov 25, 2019 · Amount on File
Prior SaleApr 28, 2006 · Amount on File
Deed Book / Page3419 / 114
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateNov 25, 2019
Property Address179 COVERED BRIDGE DR, FLAT ROCK, NC 28731-7608
Document Number0034190114
Book / Page003419 / 000114
Instrument DateOct 21, 2019
Instrument915417
Transaction TypeTransfer
Record UpdatedDec 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$804.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2880 LA CONCHA DR CLEARWATER FL 337622203, CLEARWATER, FL 33762-2203

Mortgage

Document Number34190117
DateNov 25, 2019
Book Page003419/000117
Instrument915418
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 24, 2049

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHENDERSON NC
Recording DateJul 11, 2019
Property Address179 COVERED BRIDGE DR, FLAT ROCK, NC 28731-7608
Document Number0033570233
Book / Page003357 / 000233
Instrument DateJul 10, 2019
Instrument906778
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address268 VILLAGE GREENWAY FLAT ROCK NC 287317605, FLAT ROCK, NC 28731-7605

Tax Assessment & Valuation

The 2025 property tax bill for 179 Covered Bridge Dr was $2,317.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$537,800 Land $60,000 Building $477,800
2025$2,317.00
2023$537,800 Land $60,000 Building $477,800$537,800 Land $60,000 Building $477,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 179 Covered Bridge Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims5 (2024–2025)
Claims Outside the SFHA1 of 5
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Tropical Storm Helene, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 179 Covered Bridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35

May also be available: AT&T, Verizon.

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