Henderson County property record for 159 Covered Bridge Dr, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 982 sqft · built 2005 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Dec 2017) |
| Tax Bill | $1,464 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9577743879 |
| Primary APN | 9577743879 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 982 sqft Heated Area |
| 1st Floor Area | 982 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 302 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1001589 |
|---|---|
| Street Address | 159 COVERED BRIDGE DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-7608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1001589~R- |
| Legal Description | HIGHLAND LAKE LO7-9 BL17 PL2002-4207 UN5 |
| Legal Subdivision | HIGHLAND LAKE |
| Legal Block | 74 |
| Legal Lot Number | 3879 |
| Legal Unit | 5 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 931402 |
Source: Henderson County records · APN 9577743879
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 COVERED BRIDGE DR, FLAT ROCK, NC 28731-7608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Dec 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED CMNTY MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on Record |
| Deed Sale | Dec 15, 2017 · Amount on Record |
| Prior Sale | Aug 12, 2005 · Amount on Record |
| Deed Book / Page | 3142 / 635 |
| Last Transfer Date | Dec 21, 2020 |
| Transfer Doc | 0036260640 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Dec 29, 2020 |
| Property Address | 159 COVERED BRIDGE DR, FLAT ROCK, NC 28731-7608 |
| Document Number | 0036260640 |
| Book / Page | 3626 / 640 |
| Map Reference | SL 4207 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 941582 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 159 COVERED BRIDGE DR, 159, FLAT ROCK, NC 28731-7608 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 159 COVERED BRIDGE DR, FLAT ROCK, NC 28731-7608 |
| Document Number | 0000941583 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 941583 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Dec 15, 2017 |
| Property Address | 159 COVERED BRIDGE DR, FLAT ROCK, NC 28731-7608 |
| Document Number | 0031450635 |
| Book / Page | 003145 / 000635 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 875655 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 COVERED BRIDGE DR FLAT ROCK NC 287317608, FLAT ROCK, NC 28731-7608 |
| Document Number | 31420638 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 003142/000638 |
| Instrument | 875656 |
| Name | UNITED CMNTY MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2047 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,800 (-) Land $60,000 Building $279,800 | ||
| 2025 | $1,464.00 | $339,800 (-) Land $60,000 Building $279,800 | |
| 2023 | $339,800 Land $60,000 Building $279,800 | $339,800 Land $60,000 Building $279,800 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), as of October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899314022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2024–2025) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
May also be available: AT&T, Verizon.
Based on FCC filings for 238 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system NC0145010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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