Stephens County property record for 179 Andrews Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,142 sqft · built 1979 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,500 (Sep 1997) |
| Tax Bill | $1,435 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032B 030 |
| Primary APN | 032B 030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,142 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 220 sqft |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Utility Building | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 734100 |
|---|---|
| Old Parcel Number | 032B 030 |
| Street Address | 179 ANDREWS RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 10 SEC II MEADOWBROOK S/D |
| Legal Subdivision | MEADOWBROOK |
| Legal Lot Number | 10 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970302 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 179 ANDREWS RD, TOCCOA, GA 30577-6125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OCONEE FED'L S&L ASSN |
| Sep 18, 2019 | Grant Deed, Transfer CROSSCOUNTRY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 1997 · Amount on Record |
| Deed Sale | Sep 4, 1997 · Amount on Record |
| Deed Document Number | 0000379120 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 179 ANDREWS RD, TOCCOA, GA 30577-6125 |
| Document Number | 0012470411 |
| Instrument Date | Apr 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 179 ANDREWS RD TOCCOA GA 305776125, TOCCOA, GA 30577-6125 |
| Document Number | 0012470411 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 001247/000411 |
| Name | OCONEE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | SENECA, SC 29678 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 12, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 18, 2019 |
| Property Address | 179 ANDREWS RD, TOCCOA, GA 30577-6125 |
| Document Number | 0011890237 |
| Book / Page | 001189 / 000237 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 179 ANDREWS RD TOCCOA GA 305776125, TOCCOA, GA 30577-6125 |
| Document Number | 11890239 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 001189/000239 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 17, 2049 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,435.00 (+40.27%) Homeowner's exemption | $51,305 (+67.52%) Land $2,038 Building $49,267 | $128,262 (+67.52%) Land $5,095 Building $123,167 |
| 2023 | $1,023.00 (+0.59%) Homeowner's exemption | $30,626 (+6.42%) Land $2,038 Building $28,588 | $76,564 (+6.42%) Land $5,095 Building $71,469 |
| 2022 | $1,017.00 Homeowner's exemption | $28,778 Land $2,038 Building $26,740 | $71,945 Land $5,095 Building $66,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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