Stephens County property record for 147 Andrews Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,142 sqft · built 1979 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $585 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T38 168 |
| Primary APN | T38 168 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,142 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 14,810 sqft (0.34 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Canopy | 210 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 734200 |
|---|---|
| Street Address | 147 ANDREWS RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 8 SEC II MEADOWBROOK S/D |
| Legal Subdivision | MEADOWBROOK |
| Legal Lot Number | 8 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970302 |
Source: Stephens County assessment roll, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 ANDREWS RD, TOCCOA, GA 30577-6125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jun 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 11, 2008 |
| Transfer Doc | 0008430235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 147 ANDREWS RD, TOCCOA, GA 30577-6125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 147 ANDREWS RD, TOCCOA, GA 30577-6125 |
| Document Number | 0013130000000121 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 0000001313/0000000121 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 147 ANDREWS RD, TOCCOA, GA 30577-6125 |
| Document Number | 0011830290 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 147 ANDREWS RD TOCCOA GA 305776125, TOCCOA, GA 30577-6125 |
| Document Number | 0011830290 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 001183/000290 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 11, 2034 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $585.00 (+209.52%) Homeowner's exemption Senior Citizen's exemption | $55,115 (+65.87%) Land $2,268 Building $52,847 | $137,788 (+65.87%) Land $5,671 Building $132,117 |
| 2023 | $189.00 Homeowner's exemption | $33,227 Land $2,268 Building $30,959 | $83,069 Land $5,671 Building $77,398 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
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