17885 Saint Jeromes Neck Rd, Dameron, MD 20628 Property Records

St. Mary's County property record for 17885 Saint Jeromes Neck Rd, Dameron, MD 20628

Property Summary

Property TypeRural Home
Details2.5 ba · 3,351 sqft · built 2001
Lot Size20.1 acres (878,170 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Jan 2013)
Tax Bill$6,743 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-044087

Property Details

APN / Parcel Number

Primary APN01-044087
Alternative APNs
  • 1044087
  • 044087

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,351 sqft Total Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area878,170 sqft (20.1 acres)
View / LotWaterfront
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area666 sqft
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number044087
Street Address17885 SAINT JEROMES NECK RD
CityDAMERON
StateMD
Zip20628
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRPD
Legal DescriptionLOT 2 PLAT 53/69 ST JEROME'S THICKET
Legal SubdivisionSAINT JEROMES THICKET
Legal Lot Number2
JurisdictionST MARY'S MD
Township / Civil Division1, ST. INIGOES
Census Block Group4
Census Block4001
Census Tract876200

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17885 SAINT JEROMES NECK RD, DAMERON, MD 20628
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2013 · Amount on Record
Deed SaleJan 3, 2013 · Amount on Record
Prior SaleJan 13, 2009
Deed Book / Page3830 / 41
Prior Transfer DateDec 26, 2008
Prior Transfer Doc0032380477A
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address17885 SAINT JEROMES NECK RD, DAMERON, MD 20628
Transaction TypeMortgage
Record UpdatedNov 11, 2025
Title CompanyCOUNSEL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address17885 SAINT JEROMES NECK RD, DAMERON, MD 20628

Mortgage

Document Number0067860370
DateOct 23, 2025
Book Page6786/370
Lender
NameWESBANCO BANK INC
TypeBank
AddressLEONARDTOWN, MD 20650
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$669,000 (+6.86%) Land $354,400 Building $314,600$669,000 (-) Land $354,400 Building $314,600
2025$6,743.00 (+17.72%)$626,067 (+15.9%)$669,000 (+23.84%) Land $354,400 Building $314,600
2023$5,728.00$540,200 Land $304,400 Building $235,800$540,200 Land $304,400 Building $235,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims107 (1985–2022)
Claims Outside the SFHA38 of 107
Most Recent ClaimOct 2022 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Hurricane Isabel, Sep 2003 · 46 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Breezeline
Cable
1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Saint Jeromes Neck Rd

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