17600 Saint Jeromes Neck Rd, Dameron, MD 20628 Property Records

St. Mary's County property record for 17600 Saint Jeromes Neck Rd, Dameron, MD 20628

Property Summary

Property Type	Rural Home
Details	2 ba · 1,344 sqft · built 2004
Lot Size	36 acres (1,568,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Nov 2019)
Tax Bill	$4,650 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-024302`

Property Details

APN / Parcel Number

Primary APN	`01-024302`
Alternative APNs	`1024302` `024302`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,568,596 sqft (36 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	1,298 sqft
Parking Spaces	4 Parking Spaces
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	024302
Street Address	17600 SAINT JEROMES NECK RD
City	DAMERON
State	MD
Zip	20628-3304
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RPD
Legal Description	36.016 ACRES E/S ST JEROMES NECK RD PART OF HAWLEY'S
Legal Subdivision	FARMSTEAD PLAT
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	2
Census Block	2004
Census Tract	876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17600 SAINT JEROMES NECK RD, DAMERON, MD 20628-3304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · VA Mortgage UNIVERSAL MORTGAGE & FINANCE INC
Nov 21, 2019	Deed, Transfer · VA Mortgage UNIVERSAL MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Prior Sale	Jan 9, 2003 · Amount on Record
Deed Book / Page	5211 / 270
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	17600 SAINT JEROMES NECK RD, DAMERON, MD 20628-3304
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ATG TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17600 SAINT JEROMES NECK RD, DAMERON, MD 20628-3304

Mortgage

Document Number	0055030270
Date	Oct 16, 2020
Book Page	5503/270

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	EDGEWATER, MD 21037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2050

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Nov 21, 2019
Property Address	17600 SAINT JEROMES NECK RD, DAMERON, MD 20628-3304
Document Number	0052110270
Book / Page	5211 / 270
Instrument Date	Aug 16, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	BAYVIEW TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17600 SAINT JEROMES NECK RD, DAMERON, MD 20628-3304

Mortgage

Document Number	5211278
Date	Nov 21, 2019
Instrument	5211/278

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,100 (+21.87%) Land $268,600 Building $185,500	$454,100 (+21.87%) Land $268,600 Building $185,500
2025	$4,650.00 (+16.22%)
2023	$4,001.00	$372,600 Land $231,100 Building $141,500	$372,600 Land $231,100 Building $141,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	27 (1996–2021)
Claims Outside the SFHA	19 of 27
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

4G LTE (outdoors only), no 5G reported

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