El Dorado County property record for 1786 Union Ridge Rd, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,319 sqft · built 1953 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $211,500 (Feb 2019) |
| Tax Bill | $2,545 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-300-054-000 |
| Primary APN | 049-300-054-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,319 sqft Living Area |
| 1st Floor Area | 1,319 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Wood |
| Lot Area | 22,651 sqft (0.52 acres) |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,319 sqft |
| Water Source | Commercial |
|---|
| Street Address | 1786 UNION RIDGE RD |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-3620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SEC 32 11 11 |
| Legal Subdivision | NEGRO HILL |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | PLACERVILLE |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 31100 |
1786 Union Ridge Rd is owned and occupied by an individual who bought it in February 2019.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1786 UNION RIDGE RD, PLACERVILLE, CA 95667-3620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Feb 28, 2019 | Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Sep 24, 2018 | Quit Claim Deed, Foreclosure NOT AVAILABLE |
| Aug 29, 2018 | Trustee's Deed, Foreclosure SERVICELINK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on File |
| Deed Sale | Feb 28, 2019 · Amount on File |
| Prior Sale | Aug 29, 2018 · Amount on File |
| Deed Document Number | 20196554 |
| Prior Transfer Date | Aug 10, 2018 |
| Prior Transfer Doc | 0000034025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 1786 UNION RIDGE RD, PLACERVILLE, CA 95667-3620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1786 UNION RIDGE RD, PLACERVILLE, CA 95667-3620 |
| Document Number | 0000052491 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020-0052491 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Feb 28, 2019 |
| Property Address | 1786 UNION RIDGE RD, PLACERVILLE, CA 95667-3620 |
| Document Number | 0000006554 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 2019-0006554 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1786 UNION RIDGE RD, PLACERVILLE, CA 95667-3620 |
| Document Number | 0000006555 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2019-0006555 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Sep 24, 2018 |
| Property Address | 1786 UNION RIDGE RD, PLACERVILLE, CA 95667-3620 |
| Document Number | 0000037159 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 37159 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 29, 2018 |
| Property Address | 1786 UNION RIDGE RD, PLACERVILLE, CA 95667-3620 |
| Document Number | 0000034025 |
| Instrument Date | Aug 9, 2018 |
| Instrument | 34025 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 11, 2019 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Tax | $290.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3401 MORSE XING COLUMBUS OH 432196002, COLUMBUS, OH 43219-6002 |
The 2025 property tax bill for 1786 Union Ridge Rd was $2,545.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Camino Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $240,643 (+2%) Land $91,022 Building $149,621 | |
| 2025 | $2,545.00 | $235,926 Land $89,238 Building $146,688 |
| 2023 | $2,444.00 (+1.41%) | $226,767 Land $85,774 Building $140,993 |
| 2022 | $2,410.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1786 Union Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1786 Union Ridge Rd is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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