Santa Clara County property record for 1786 Indigo Oak Ln, San Jose, CA 95121
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,229 sqft · built 2002 |
| Lot Size | 0.264 acres (11,508 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $894,000 (Sep 2002) |
| Tax Bill | $18,002 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 679-32-001 |
| Primary APN | 679-32-001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,229 sqft Living Area |
| 1st Floor Area | 1,583 sqft |
| 2nd Floor Area | 1,646 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 11,508 sqft (0.264 acres) |
| Garage Area | 664 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1786 INDIGO OAK LN |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95121-1984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 9240 LOT 95 |
| Legal Subdivision | 9240 SILVER RDG PH 2 |
| Legal Tract | 9240 |
| Legal Lot Number | 95 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 503338 |
1786 Indigo Oak Ln is owned and occupied by two individuals who acquired it in July 2019.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1786 INDIGO OAK LN, SAN JOSE, CA 95121-1984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NET 1 FUNDING CORP |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Dec 9, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jul 18, 2019 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Apr 6, 2018 | Deed of Trust, Mortgage · Line of Credit PROVIDENT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2002 · Amount on File |
| Deed Sale | Sep 12, 2002 · Amount on File |
| Deed Document Number | 200216477243 |
| Last Transfer Date | Jul 17, 2019 |
| Transfer Doc | 0024228315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1786 INDIGO OAK LN, SAN JOSE, CA 95121-1984 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024218490 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 24218490 |
| Name | NET 1 FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1786 INDIGO OAK LN, SAN JOSE, CA 95121-1984 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1786 INDIGO OAK LN, SAN JOSE, CA 95121-1984 |
| Document Number | 0024784186 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 24784186 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1786 INDIGO OAK LN, SAN JOSE, CA 95121-1984 |
| Document Number | 0024378830 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 1786 INDIGO OAK LN SAN JOSE CA 951211984, SAN JOSE, CA 95121-1984 |
| Document Number | 0024378830 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 24378830 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jul 18, 2019 |
| Property Address | 1786 INDIGO OAK LN, SAN JOSE, CA 95121-1984 |
| Document Number | 0024228315 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 24228315 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1786 INDIGO OAK LN SAN JOSE CA 951211984, SAN JOSE, CA 95121-1984 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1786 INDIGO OAK LN, SAN JOSE, CA 95121-1984 |
| Document Number | 0023908859 |
| Instrument Date | Apr 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1786 INDIGO OAK LN SAN JOSE CA 951211984, SAN JOSE, CA 95121-1984 |
| Document Number | 0023908859 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 23908859 |
| Name | PROVIDENT CU |
|---|---|
| Type | Credit Union |
| Address | REDWOOD CITY, CA 94065-1409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1786 Indigo Oak Ln was $18,002 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Evergreen Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,320,688 (+2%) Land $517,048 Building $803,640 | |
| 2025 | $18,002.00 Homeowner's exemption | $1,294,793 Land $506,910 Building $787,883 |
| 2023 | $17,423.00 (+0.43%) Homeowner's exemption | $1,244,517 Land $487,227 Building $757,290 |
| 2022 | $17,349.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1786 Indigo Oak Ln in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1786 Indigo Oak Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020 |
|---|---|
| Water Source | Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Sail Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures