1778 Indigo Oak Ln, San Jose, CA 95121 Property Records

Santa Clara County property record for 1778 Indigo Oak Ln, San Jose, CA 95121

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,982 sqft · built 2001
Lot Size	0.142 acres (6,172 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Nov 2005)
Tax Bill	$24,162 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone D (undetermined)
APN	`679-31-014`

Property Details

APN / Parcel Number

Primary APN	`679-31-014`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,982 sqft Living Area
1st Floor Area	1,419 sqft
2nd Floor Area	1,563 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,172 sqft (0.142 acres)
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1778 INDIGO OAK LN
City	SAN JOSE
State	CA
Zip	95121-1984
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9240 LOT 82
Legal Subdivision	TRACT NO 9240
Legal Tract	9240
Legal Lot Number	82
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	503338

Owner

1778 Indigo Oak Ln is owned and occupied by two individuals who acquired it in November 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1778 INDIGO OAK LN, SAN JOSE, CA 95121-1984
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2005 · Amount on File
Deed Sale	Nov 10, 2005 · Amount on File
Prior Sale	Dec 20, 2001 · Amount on File
Deed Document Number	200518672303
Last Transfer Date	Nov 19, 2021
Transfer Doc	0025179357
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 29, 2021
Property Address	1778 INDIGO OAK LN, SAN JOSE, CA 95121-1984
Document Number	0025179357
Map Reference	MB 731 PG 12-21
Instrument Date	Nov 19, 2021
Instrument	25179357
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1778 INDIGO OAK LN, SAN JOSE, CA 95121-1984

Mortgage

Document Number	0025179358
Date	Nov 29, 2021
Instrument	25179358

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1778 Indigo Oak Ln was $24,162.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,812,075 (+2%) Land $766,646 Building $1,045,429
2025	$24,162.00	$1,776,545 Land $751,614 Building $1,024,931
2023	$23,427.00 (+0.39%)	$1,707,562 Land $722,429 Building $985,133
2022	$23,337.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1778 Indigo Oak Ln in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1778 Indigo Oak Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20