Midland County property record for 1786 E Stewart Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,630 sqft · built 2011 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Jul 2015) |
| Tax Bill | $3,401 (2024) |
| Deeds & Mortgages | Dec 2025 Transfer Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-036-400-033-00 |
| Primary APN | 040-036-400-033-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 1,630 sqft |
| Basement Area | 1,568 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 54,886 sqft (1.26 acres) |
| Garage Area | 632 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1786 E STEWART RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 36 T14N R1E COM 378 FT E OF CEN OF SEC, TH E 146 FT, S 375 FT, W 146 FT, N 375 FT. |
| Legal Range | 01E |
| Legal Township | 14N |
| Legal Section | 36 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | HOMER |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 291200 |
Source: Midland County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1786 E STEWART RD, MIDLAND, MI 48640-8981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 30, 2025 | Intrafamily Transfer, Transfer |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2015 · Amount on Record |
| Deed Sale | Jul 31, 2015 · Amount on Record |
| Prior Sale | Oct 5, 2012 · Amount on Record |
| Deed Book / Page | 1588 / 1300 |
| Last Transfer Date | Nov 18, 2025 |
| Transfer Doc | 2025R11531 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Dec 30, 2025 |
| Property Address | 1786 E STEWART RD, MIDLAND, MI 48640-8981 |
| Document Number | 2025R11531 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 2025R-11531 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1786 E STEWART RD, MIDLAND, MI 48640-8981 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1786 E STEWART RD, MIDLAND, MI 48640-8981 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 1786 E STEWART RD, MIDLAND, MI 48640-8981 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1786 E STEWART RD, MIDLAND, MI 48640-8981 |
| Document Number | 1647/1239 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 1647/1239 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2041 |
Source: Midland County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Homer Township |
| Unified School District | Bullock Creek School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146,000 | $292,000 | |
| 2024 | $3,401.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1986–2017) |
| Most Recent Claim | Jun 2017 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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