1776 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 1776 E Stewart Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 2010
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,000 (Apr 2020)
Tax Bill	$3,535 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage May 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-036-400-032-00`

Property Details

APN / Parcel Number

Primary APN	`040-036-400-032-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	54,886 sqft (1.26 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1776 E STEWART RD
City	MIDLAND
State	MI
Zip	48640-8981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 36 T14N R1E COM 232 FT E OF CEN OF SEC, TH E 146 FT, S 375 FT, W 146 FT, N 375 FT.
Legal Range	01E
Legal Township	14N
Legal Section	36
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	4
Census Block	4013
Census Tract	291200

Owner

Source: Midland County records, as of July 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1776 E STEWART RD, MIDLAND, MI 48640-8981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Warranty Deed, Transfer · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU
May 30, 2018	Intrafamily Transfer, Transfer
May 1, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	Aug 19, 2011 · Amount on Record
Deed Book / Page	1633 / 25
Prior Transfer Date	Nov 15, 2017
Prior Transfer Doc	1615/1016
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 17, 2020
Property Address	1776 E STEWART RD, MIDLAND, MI 48640-8981
Document Number	1633/25
Book / Page	1633 / 25
Instrument Date	Apr 15, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,807.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1776 E STEWART RD, 1776, MIDLAND, MI 48640-8981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 N NINE MILE RD, SANFORD, MI 48657-9614

Mortgage

Document Number	163326
Date	Apr 17, 2020
Instrument	1633/26

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2030

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	May 30, 2018
Property Address	1776 E STEWART RD, MIDLAND, MI 48640-8981
Document Number	1615/1016
Book / Page	1615 / 1016
Instrument Date	Nov 15, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1776 E STEWART RD, MIDLAND, MI 48640-8981

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	May 1, 2018
Property Address	1776 E STEWART RD, MIDLAND, MI 48640-8981
Document Number	1614/1389
Book / Page	1614 / 1389
Instrument Date	Nov 15, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1776 E STEWART RD, 1776, MIDLAND, MI 48640-8981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1776 E STEWART RD, MIDLAND, MI 48640-8981

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,800	$273,600
2024	$3,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–2017)
Most Recent Claim	Jun 2017 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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