1786 Apple Hill Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1786 Apple Hill Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,408 sqft · built 1996
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,900 (Nov 2016)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093.005.04001203`

Property Details

APN / Parcel Number

Primary APN	`093.005.04001203`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1786 APPLE HILL DR
City	ARNOLD
State	MO
Zip	63010-4885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	APPLE VALLEY PHS 4 LOT 72
Legal Range	6E
Legal Township	42N
Legal Section	05
Legal Subdivision	APPLE VALLEY PHS 4
Legal Block	3
Legal Lot Number	72
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3002
Census Tract	700115

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1786 APPLE HILL DR, ARNOLD, MO 63010-4885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 19, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2016 · Amount on Record
Deed Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	201636470
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1786 APPLE HILL DR, ARNOLD, MO 63010-4885
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1786 APPLE HILL DR, ARNOLD, MO 63010-4885

Mortgage

Document Number	0000004440
Date	Feb 24, 2023
Instrument	2023R-004440

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Dec 1, 2046

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1786 APPLE HILL DR, ARNOLD, MO 63010-4885
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1786 APPLE HILL DR, ARNOLD, MO 63010-4885

Mortgage

Document Number	0000026312
Date	Oct 19, 2023
Instrument	2023R-026312

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	278 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,300 (-) Land $7,700 Building $30,600	$201,800 (-) Land $40,700 Building $161,100
2025	$2,646.00 (+4.79%)	$38,300 (+7.58%) Land $7,700 Building $30,600
2024			$201,800 (+7.57%) Land $40,700 Building $161,100
2023	$2,525.00	$35,600 Land $7,700 Building $27,900	$187,600 Land $40,700 Building $146,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1982–2013)
Most Recent Claim	Jun 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Jul 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 10 serves 10,000 people · EPA ID MO6024302
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Jan 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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