1785 Apple Hill Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1785 Apple Hill Dr, Arnold, MO 63010

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,190 sqft · built 1997
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$110,635 (Aug 1997)
Tax Bill$2,333 (2024)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN093.005.04001204

Property Details

APN / Parcel Number

Primary APN093.005.04001204

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,190 sqft Living Area
Gross Area1,570 sqft
1st Floor Area1,190 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area380 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area80 sqft
Deck AreaDeck Area
Patio Area281 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1785 APPLE HILL DR
CityARNOLD
StateMO
Zip63010-4883
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR07
Legal DescriptionAPPLE VALLEY PHS 4 LOT 71
Legal Range6E
Legal Township42N
Legal Section05
Legal SubdivisionAPPLE VALLEY PHS 4
Legal Block3
Legal Lot Number71
JurisdictionJEFFERSON MO
Township / Civil DivisionWINDSOR
Census Block Group3
Census Block3002
Census Tract700115

Owner

Source: Jefferson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1785 APPLE HILL DR, ARNOLD, MO 63010-4883
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 5, 1997 · Amount on Record
Deed SaleAug 5, 1997 · Amount on Record
Deed Book / Page783 / 1920
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1785 APPLE HILL DR, ARNOLD, MO 63010-4883
Document Number0000031192
Instrument DateOct 3, 2018
Transaction TypeMortgage
Record UpdatedOct 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1785 APPLE HILL DR ARNOLD MO 630104883, ARNOLD, MO 63010-4883

Mortgage

Document Number0000031192
DateOct 11, 2018
Instrument31192
Lender
NameUMB BK
TypeBank
AddressARNOLD, MO 63010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,200 (+7.65%) Land $7,700 Building $27,500$185,300 (-) Land $40,700 Building $144,600
2024$2,333.00 (+0.6%)$185,300 (+7.48%) Land $40,700 Building $144,600
2023$2,319.00$32,700 Land $7,700 Building $25,000$172,400 Land $40,700 Building $131,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims25 (1982–2013)
Most Recent ClaimJun 2013 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 10
serves 10,000 people · EPA ID MO6024302
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionJan 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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