17855 168th Ave, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17855 168th Ave, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,836 sqft · built 1987
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Trust Names on File
Last Sale	$245,000 (Sep 2008)
Tax Bill	$4,972 (2025)
Deeds & Mortgages	Nov 2021 Second Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`70-03-09-495-011`

Property Details

APN / Parcel Number

Primary APN	`70-03-09-495-011`

Interior

Full Baths	1 Bath
Building Area	1,836 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17855 168TH AVE
City	SPRING LAKE
State	MI
Zip	49456-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	PART OF SE 1/4 COM N 153592 FT FROM SE SEC COR, TH S 88D W 24217 FT M/L TO WATERS EDGE OF SPRING LAKE, NE'LY 8993 FT ALG SD WATERS EDGE, N 84D 22M E 21624 FT M/L TO CEN LI OF 168TH AVE, TH S 100 FT TO BEG SEC 9 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	09
Legal Block	495
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	1
Census Block	1000
Census Tract	20600

Owner

17855 168th Ave is owner-occupied and held in a trust since March 2015.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Trust Names on File
Mailing Address	17855 168TH AVE, SPRING LAKE, MI 49456-1307
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
Jul 23, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2008 · Amount on File
Deed Sale	Sep 4, 2008 · Amount on File
Deed Book / Page	5712 / 568
Last Transfer Date	Mar 12, 2015
Transfer Doc	20150008736
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17855 168TH AVE, SPRING LAKE, MI 49456-1307
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17855 168TH AVE, SPRING LAKE, MI 49456-1307

Mortgage

Document Number	20210054674
Date	Nov 2, 2021
Instrument	2021-0054674

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	176 Months
Due	Jul 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17855 168TH AVE, SPRING LAKE, MI 49456-1307
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190024692
Date	Jul 23, 2019
Instrument	2019-0024692

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 17855 168th Ave was $4,972 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,600 (+3.85%)	$631,200 (+3.85%)
2025	$4,972.00 Homeowner's exemption	$303,900	$607,800
2023		$239,900	$479,800
2022	$4,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17855 168th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1985–2019)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2019 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17855 168th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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