17839 168th Ave, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17839 168th Ave, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,575 sqft · built 1984
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,080 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-09-495-009`

Property Details

APN / Parcel Number

Primary APN	`70-03-09-495-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	230 ft deep x 100 ft wide
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17839 168TH AVE
City	SPRING LAKE
State	MI
Zip	49456-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	PART OF SE 1/4 COM N 143592 FT FROM SE SEC COR, TH N 89D 31M 45S W 25804 FT M/L TO WATERS EDGE OF SPRING LAKE, NE'LY 8991 FT ALG SD WATERS EDGE, N 88D E 24217 FT M/L TO CEN LI OF 168TH AVE, TH S 100 FT TO BEG SEC 9 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	09
Legal Block	495
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	1
Census Block	1000
Census Tract	20600

Owner

17839 168th Ave is owned and occupied by two individuals who acquired it in April 2019.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17839 168TH AVE, SPRING LAKE, MI 49456-2616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Apr 24, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2004
Deed Sale	Apr 30, 2004
Deed Book / Page	4502 / 234
Last Transfer Date	Apr 15, 2019
Transfer Doc	20190012500
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17839 168TH AVE, SPRING LAKE, MI 49456-2616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200024763
Date	Jun 22, 2020
Instrument	2020-0024763

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 22, 2019
Property Address	17839 168TH AVE, SPRING LAKE, MI 49456-2616
Document Number	20190012500
Instrument Date	Apr 15, 2019
Instrument	2019-0012500
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17839 168TH AVE, SPRING LAKE, MI 49456-2616

Mortgage

Document Number	20190012501
Date	Apr 22, 2019
Instrument	2019-0012501

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2039

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17839 168TH AVE, SPRING LAKE, MI 49456-2616
Transaction Type	Mortgage
Record Updated	Nov 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180040860
Date	Nov 14, 2018
Instrument	2018-0040860

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17839 168TH AVE, SPRING LAKE, MI 49456-2616
Transaction Type	Mortgage
Record Updated	May 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180014012
Date	Apr 24, 2018
Instrument	2018-0014012

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 17839 168th Ave was $6,080 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,400 (+6.51%)	$748,800 (+6.51%)
2025	$6,080.00 Homeowner's exemption	$351,500	$703,000
2023		$286,600	$573,200
2022	$5,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17839 168th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1985–2019)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2019 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17839 168th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 168th Ave

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