1785 Lighthouse Pointe Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1785 Lighthouse Pointe Dr, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1997
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jun 2023)
Tax Bill	$3,389 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-2S-27-2313-00A00-0880`

Property Details

APN / Parcel Number

Primary APN	`28-2S-27-2313-00A00-0880`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Heated Area
Gross Area	2,595 sqft
1st Floor Area	2,244 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	13,112 sqft (0.301 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	351 sqft
Deck Area	240 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	282S27231300A000880
Street Address	1785 LIGHTHOUSE POINTE DR
City	GULF BREEZE
State	FL
Zip	32563-9077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PBD
Legal Description	LIGHTHOUSE POINTE UNIT II LOT 88 BLK A AS DES IN OR 4406 PG 1232
Legal Range	27W
Legal Township	02S
Legal Section	28
Legal Subdivision	LIGHTHOUSE PT/1,2,5
Legal Block	A
Legal Lot Number	88
Legal Unit	II
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	2
Census Block	2009
Census Tract	10824

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1785 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Aug 4, 2020 · Amount on Record
Deed Document Number	202327111
Deed Book / Page	4406 / 1232
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1785 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9077
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9077

Mortgage

Document Number	0044011488
Date	Jun 5, 2023
Book Page	4401/1488
Instrument	202324563

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 20, 2023
Property Address	1785 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9077
Document Number	0044061232
Book / Page	4406 / 1232
Map Reference	MB G PG 31
Instrument Date	Jun 16, 2023
Instrument	202327111
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	HARPER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1365 W HIGHWAY 98506, MARY ESTHER, FL 32569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9077

Mortgage

Document Number	0044061234
Date	Jun 20, 2023
Book Page	4406/1234
Instrument	202327112

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 4, 2020
Property Address	1785 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9077
Document Number	0039850749
Book / Page	3985 / 749
Map Reference	MB G PG 31
Instrument Date	Jul 31, 2020
Instrument	202039015
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	RELIABLE LAND TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 FOX MAYS RD, 555, GREENEVILLE, TN 37745-9051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9077

Mortgage

Document Number	0003985750
Date	Aug 4, 2020
Instrument	3985/750

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,389.00 (+2.48%) Homeowner's exemption	$296,236 (+7.41%) Land $65,000 Building $231,236	$296,236 (-0.78%) Land $65,000 Building $231,236
2023	$3,307.00 (+2.61%) Homeowner's exemption	$275,798 (+3%)	$298,565 (+11.5%) Land $60,000 Building $238,565
2022	$3,223.00 Homeowner's exemption	$267,765	$267,765 Land $55,000 Building $212,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 257 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	23 (2004–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 16 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Ripple Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lighthouse Pointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures