1773 Lighthouse Pointe Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1773 Lighthouse Pointe Dr, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,843 sqft · built 1997
Lot Size	0.328 acres (14,288 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2002)
Tax Bill	$2,797 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`28-2S-27-2313-00A00-0860`

Property Details

APN / Parcel Number

Primary APN	`28-2S-27-2313-00A00-0860`
Alternative APN	`S27228231300A000860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,843 sqft Living Area
Gross Area	3,872 sqft
1st Floor Area	2,363 sqft
Upper Floors Area	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,288 sqft (0.328 acres)
Garage Type	Attached
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	608 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1773 LIGHTHOUSE POINTE DR
City	GULF BREEZE
State	FL
Zip	32563-9077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PBD
Legal Description	LOT 86 BLK A LIGHTHOUSE POINTE UNIT II AS DES IN OR 2057 PG 714 & AS DES IN OR 4659 PG 1041
Legal Range	27W
Legal Township	2S
Legal Section	28
Legal Subdivision	LIGHTHOUSE PT/1,2,5
Legal Block	A
Legal Lot Number	86
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	2
Census Block	2009
Census Tract	10824

Owner

1773 Lighthouse Pointe Dr is owned and occupied by an individual who acquired it in August 2025.

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1773 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage EGLIN FCU
Nov 10, 2020	Loan Modification, Mortgage · Conventional Mortgage EGLIN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2002 · Amount on File
Deed Sale	Oct 1, 2002 · Amount on File
Prior Sale	Dec 8, 1997 · Amount on File
Deed Book / Page	2057 / 714
Last Transfer Date	Aug 27, 2025
Transfer Doc	0046591041
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 17, 2025
Property Address	1773 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9077
Document Number	0046591041
Book / Page	4659 / 1041
Map Reference	MB G PG 31
Instrument Date	Aug 27, 2025
Instrument	202543600
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1773 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9077

Mortgage

Document Number	0046591042
Date	Sep 17, 2025
Instrument	4659/1042

Lender

Name	EGLIN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	1773 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9077
Document Number	0040310780
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1773 LIGHTHOUSE POINTE DR GULF BREEZE FL 325639077, GULF BREEZE, FL 32563-9077

Mortgage

Document Number	0040310780
Date	Nov 18, 2020
Book Page	004031/000780
Instrument	61872

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 17, 2035

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,622 (+2.9%)	$368,238 (+2.41%) Land $65,000 Building $303,238
2024	$2,797.00 (+10.73%) Homeowner's exemption Disabled Person's exemption	$231,897 (+3%)	$359,571 (-1.33%) Land $65,000 Building $294,571
2023	$2,526.00 (+2.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$225,143 (+3%)	$364,410 (+13.67%) Land $60,000 Building $304,410
2022	$2,455.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$218,585	$320,597 Land $55,000 Building $265,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1773 Lighthouse Pointe Dr in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 257 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	23 (2004–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 16 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1773 Lighthouse Pointe Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Ripple Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lighthouse Pointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures