Stearns County property record for 1785 Cypress Rd, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,118 sqft · built 1989 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Oct 2020) |
| Tax Bill | $5,822 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer Apr 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-50959-0226 |
| Primary APN | 82-50959-0226 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,118 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Width | 106 ft Width |
| Garage Area | 1,408 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1785 CYPRESS RD |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-0522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 010 BLK 003 SOUTHVIEW 90 PLAT FOUR SECTION 06 TOWNSHIP 124 RANGE 028 SECTION 06 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 06 |
| Legal Subdivision | SOUTHVIEW 90 PLAT FOUR |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 1002 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1785 CYPRESS RD, SAINT CLOUD, MN 56303-0522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Apr 18, 2023 | Warranty Deed, Transfer EDINA REALTY TITLE |
| Oct 29, 2020 | Warranty Deed, Transfer |
| May 9, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on Record |
| Deed Sale | Oct 29, 2020 · Amount on Record |
| Prior Sale | May 9, 2018 · Amount on Record |
| Deed Document Number | 20201584442 |
| Last Transfer Date | Nov 14, 2025 |
| Transfer Doc | 00A1703769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 21, 2025 |
| Property Address | 1785 CYPRESS RD, SAINT CLOUD, MN 56303-0522 |
| Document Number | 00A1703769 |
| Instrument Date | Nov 14, 2025 |
| Instrument | A1703769 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1785 CYPRESS RD, SAINT CLOUD, MN 56303-0522 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 18, 2023 |
| Property Address | 1785 CYPRESS RD, SAINT CLOUD, MN 56303-0522 |
| Document Number | 00A1651615 |
| Instrument Date | Apr 10, 2023 |
| Instrument | A1651615 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | EDINA REALTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1785 CYPRESS RD, SAINT CLOUD, MN 56303-0522 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Oct 29, 2020 |
| Property Address | 1785 CYPRESS RD, SAINT CLOUD, MN 56303-0522 |
| Document Number | 00A1584442 |
| Instrument Date | Oct 2, 2020 |
| Instrument | A1584442 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1785 CYPRESS RD, SAINT CLOUD, MN 56303-0522 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 9, 2018 |
| Property Address | 1785 CYPRESS RD, SAINT CLOUD, MN 56303-0522 |
| Document Number | 00A1520019 |
| Instrument Date | Apr 25, 2018 |
| Instrument | A1520019 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1785 CYPRESS RD, SAINT CLOUD, MN 56303-0522 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,822.00 (+19.06%) | $400,000 (-) Land $70,000 Building $330,000 | $400,000 (-) Land $70,000 Building $330,000 |
| 2025 | $400,000 (+6.5%) Land $70,000 Building $330,000 | $400,000 (+6.5%) Land $70,000 Building $330,000 | |
| 2024 | $4,890.00 (-1.41%) | ||
| 2023 | $4,960.00 | $375,600 Land $45,000 Building $330,600 | $375,600 Land $45,000 Building $330,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
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