1760 Cypress Rd, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1760 Cypress Rd, Saint Cloud, MN 56303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1987
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,838 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`82-52629-0399`

Property Details

APN / Parcel Number

Primary APN	`82-52629-0399`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,672 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Lot Width	110 ft Width
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1760 CYPRESS RD
City	SAINT CLOUD
State	MN
Zip	56303-0521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 015 BLK 003 WESTWOOD PARK THREE SECTION 06 TOWNSHIP 124 RANGE 028 SECTION 06 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	06
Legal Subdivision	WESTWOOD PARK THREE
Legal Block	3
Legal Lot Number	15
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2005
Census Tract	1002

Owner

Source: Stearns County records · APN 82-52629-0399

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1760 CYPRESS RD, SAINT CLOUD, MN 56303-0521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Apr 14, 2026
Property Address	1760 CYPRESS RD, SAINT CLOUD, MN 56303-0521
Document Number	0001711325
Instrument Date	Apr 06, 2026
Instrument	20261711325
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1760 CYPRESS RD, SAINT CLOUD, MN 56303-0521

Mortgage

Document Number	0001711325,
Date	Apr 14, 2026
Instrument	20261711325

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,838.00 (+22.23%)	$309,600 (+11.77%) Land $60,000 Building $249,600	$309,600 (+11.77%) Land $60,000 Building $249,600
2025		$277,000 (-) Land $60,000 Building $217,000	$277,000 (-) Land $60,000 Building $217,000
2023	$3,140.00	$277,000 Land $45,000 Building $232,000	$277,000 Land $45,000 Building $232,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BIF IV Intrepid HoldCo	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Lumen Technologies	DSL	140 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.