1784 Pinnacle Ct, Vista, CA 92081 Property Records

San Diego County property record for 1784 Pinnacle Ct, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,272 sqft · built 1989
Lot Size0.13 acres (5,684 sqft)
Owner2 Individual Names on File
Last Sale$1,162,000 (Mar 2024)
Tax Bill$14,038 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Nov 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN169-441-62-00

Property Details

APN / Parcel Number

Primary APN169-441-62-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,272 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area5,684 sqft (0.13 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1784 PINNACLE CT
CityVISTA
StateCA
Zip92081-5480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPI
Legal DescriptionLOT 75 TR 011764
Legal SubdivisionVISTA #86-14
Legal Tract011764
Legal Block1
Legal Lot Number75
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1005
Census Tract19810

Owner

1784 Pinnacle Ct is owned and occupied by two individuals who bought it in March 2024.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1784 PINNACLE CT, VISTA, CA 92081-5480
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2024Grant Deed, Transfer · Conventional Mortgage
SSM FUNDING INC
Nov 16, 2023Grant Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2024 · Amount on File
Deed SaleMar 26, 2024 · Amount on File
Prior SaleNov 16, 2023 · Amount on File
Deed Document Number202475159
Prior Transfer DateJul 30, 2014
Prior Transfer Doc0000335743
Record UpdatedOct 29, 2026

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 26, 2024
Property Address1784 PINNACLE CT, VISTA, CA 92081-5480
Document Number0000075159
Map ReferenceMAP 11764
Instrument DateMar 4, 2024
Instrument2024-0075159
Transaction TypeTransfer
Record UpdatedApr 4, 2024
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1784 PINNACLE CT, VISTA, CA 92081-5480

Mortgage

Document Number0000075160
DateMar 26, 2024
Instrument2024-0075160
Lender
NameSSM FUNDING INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

November 2023: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 16, 2023
Property Address1784 PINNACLE CT, VISTA, CA 92081-5480
Document Number0000319824
Map ReferenceMAP 11764
Instrument DateOct 18, 2023
Instrument2023-0319824
Transaction TypeConstruction Loan
Record UpdatedDec 6, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 NEWPORT CENTER DR, NEWPORT BEACH, CA 92660-6916
InvestorPossibly a Property Investor

Mortgage

Document Number0000319825
DateNov 16, 2023
Instrument2023-0319825
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1784 Pinnacle Ct was $14,038 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,208,944 (+2%) Land $832,320 Building $376,624
2025$14,038.00 Homeowner's exemption$1,185,240 Land $816,000 Building $369,240
2023$1,337.00 (+0.22%) Homeowner's exemption$63,457 Land $18,377 Building $45,080
2022$1,334.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1784 Pinnacle Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1784 Pinnacle Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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