1776 Pinnacle Ct, Vista, CA 92081 Property Records

San Diego County property record for 1776 Pinnacle Ct, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 1989
Lot Size	0.126 acres (5,471 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,015,000 (Jun 2025)
Tax Bill	$4,730 (2025)
Deeds & Mortgages	Dec 2018 Reverse Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169-441-64-00`

Property Details

APN / Parcel Number

Primary APN	`169-441-64-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,806 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	5,471 sqft (0.126 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1776 PINNACLE CT
City	VISTA
State	CA
Zip	92081-5480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 77 TR 011764
Legal Subdivision	VISTA 86-14
Legal Tract	011764
Legal Block	1
Legal Lot Number	77
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	19810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1776 PINNACLE CT, VISTA, CA 92081-5480
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2018	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Dec 20, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Prior Sale	Aug 31, 1988 · Amount on Record
Deed Document Number	2025158411
Transfer Doc	0000082855
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1776 PINNACLE CT, VISTA, CA 92081-5480
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1776 PINNACLE CT, VISTA, CA 92081-5480

Mortgage

Document Number	0000532555
Date	Dec 28, 2018
Instrument	2018-0532555

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	701 Months
Due	May 27, 2077

Interest

Rate Type	Adjustable Rate
Rate	4.59%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1776 PINNACLE CT, VISTA, CA 92081-5480
Document Number	0000532556
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1776 PINNACLE CT VISTA CA 920815480, VISTA, CA 92081-5480

Mortgage

Document Number	0000532556
Date	Dec 28, 2018
Instrument	532556

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	708 Months
Due	Dec 27, 2077

Interest

Rate Type	Adjustable Rate
Rate	4.59%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,035,299 (+187.76%) Land $675,436 Building $359,863
2025	$4,730.00 (+7.72%) Homeowner's exemption	$359,784 (+4.04%) Land $101,606 Building $258,178
2023	$4,391.00 (+0.25%) Homeowner's exemption	$345,814 Land $97,661 Building $248,153
2022	$4,380.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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