1782 Windrow Dr, Bozeman, MT 59718 Property Records

Gallatin County property record for 1782 Windrow Dr, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,512 sqft · built 2019
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,460,872 (Jun 2025)
Tax Bill	$7,343 (2026)
Deeds & Mortgages	Jan 2020 Construction Loan Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RGG81511`

Property Details

APN / Parcel Number

Primary APN	`00RGG81511`
Alternative APNs	`06-0798-03-2-11-14-0000` `R844452`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,512 sqft Living Area
1st Floor Area	2,198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,581 sqft (0.197 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	230 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RGG81511
Street Address	1782 WINDROW DR
City	BOZEMAN
State	MT
Zip	59718-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLANDERS MILL SUB PH 6, S03, T02 S, R05 E, BLOCK 20, LOT 7, ACRES 0.19734, PLAT J-637
Legal Range	05E
Legal Township	02S
Legal Section	03
Legal Subdivision	FLANDERS MILL SUB PH 6
Legal Block	20
Legal Lot Number	7
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	3
Census Block	3012
Census Tract	506

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1782 WINDROW DR, BOZEMAN, MT 59718-3522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage · Construction Mortgage STOCKMAN BANK
Jun 2, 2025	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jun 10, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	20252851777
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	1782 WINDROW DR, BOZEMAN, MT 59718-3522
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002669203
Date	Jan 3, 2020
Instrument	2669203

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BOZEMAN, MT 59719

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Aug 15, 2020

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jun 2, 2025
Property Address	1782 WINDROW DR, BOZEMAN, MT 59718-3522
Document Number	0002851777
Map Reference	PL J-637
Instrument Date	May 30, 2025
Instrument	2851777
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1782 WINDROW DR, BOZEMAN, MT 59718-3522

Mortgage

Document Number	0002851778
Date	Jun 2, 2025
Instrument	2851778

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jun 10, 2020
Property Address	1782 WINDROW DR, BOZEMAN, MT 59718-3522
Document Number	2684763
Instrument Date	Jun 10, 2020
Instrument	2684763
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2021
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1782 WINDROW DR, BOZEMAN, MT 59718-3522

Mortgage

Document Number	2684764
Date	Jun 10, 2020
Instrument	2684764

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,343.00 (+4.93%)	$1,378,100 (-)	$1,378,100 (-) Land $323,012 Building $1,055,088
2025	$6,998.00 (-18.26%)	$1,378,100 (+3.58%)	$1,378,100 (+3.58%) Land $323,012 Building $1,055,088
2023	$8,561.00	$1,330,500	$1,330,500 Land $217,430 Building $1,113,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, Verizon.

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