St. Louis County property record for 1782 W Chig A Big Rd, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,120 sqft · built 1982 |
| Lot Size | 1.7 acres (74,208 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Jan 2016) |
| Tax Bill | $5,708 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0076-00010 |
| Primary APN | 465-0076-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Gross Area |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 702 sqft |
| Finished Basement | 702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 74,208 sqft (1.7 acres) |
| Garage Area | 1,824 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 132 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1002575 |
|---|---|
| Street Address | 1782 W CHIG A BIG RD |
| City | ELY |
| State | MN |
| Zip | 55731-8107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0001 SERIAL # |
| Legal Subdivision | CHIG A BIG FIRST ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 15401 |
Source: St. Louis County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1782 W CHIG A BIG RD, ELY, MN 55731-8107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Line of Credit BANK TRUST |
| Jun 25, 2021 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST |
| Sep 25, 2020 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Jun 26, 2020 | Deed of Trust, Mortgage FRANDSEN BK&TR |
| Jul 5, 2019 | Loan Modification, Mortgage · Conventional Mortgage FRANDSEN BK&TR |
| Sep 22, 2017 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2016 · Amount on Record |
| Deed Sale | Jan 8, 2016 · Amount on Record |
| Prior Sale | Jun 4, 2004 · Amount on Record |
| Deed Document Number | 20161277298 |
| Last Transfer Date | May 2, 2024 |
| Transfer Doc | 0001489031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 24, 2026 |
| Property Address | 1782 W CHIG A BIG RD, ELY, MN 55731-8107 |
| Document Number | 0001541025 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 20261541025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1782 W CHIG A BIG RD, ELY, MN 55731-8107 |
| Document Number | 0001541025, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 20261541025 |
| Name | BANK TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1782 W CHIG A BIG RD, ELY, MN 55731-8107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001417532 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 1417532 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Apr 25, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1782 W CHIG A BIG RD, ELY, MN 55731-8107 |
| Document Number | 00A1391737 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1782 W CHIG A BIG RD ELY MN 557318107, ELY, MN 55731-8107 |
| Document Number | 00A1391737 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | A1391737 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 29, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1782 W CHIG A BIG RD, ELY, MN 55731-8107 |
| Document Number | 00A1384318 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1782 W CHIG A BIG RD ELY MN 557318107, ELY, MN 55731-8107 |
| Document Number | 00A1384318 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | A1384318 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 5, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1782 W CHIG A BIG RD, ELY, MN 55731-8107 |
| Document Number | 00A1359536 |
| Instrument Date | Jul 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1782 W CHIG A BIG RD ELY MN 557318107, ELY, MN 55731-8107 |
| Document Number | 00A1359536 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | A1359536 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1782 W CHIG A BIG RD, ELY, MN 55731-8107 |
| Document Number | 00A1324041 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1782 W CHIG A BIG RD ELY MN 557318107, ELY, MN 55731-8107 |
| Document Number | 00A1324041 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | A1324041 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 12, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,708.00 (+0.32%) Homeowner's exemption | ||
| 2025 | $5,690.00 (+3.79%) Homeowner's exemption | $698,300 (+12.47%) Land $308,800 Building $389,500 | $698,300 (+12.47%) Land $308,800 Building $389,500 |
| 2024 | $5,482.00 | $620,900 (+22.68%) Land $285,700 Building $335,200 | $620,900 (+22.68%) Land $285,700 Building $335,200 |
| 2022 | $506,100 Land $228,500 Building $277,600 | $506,100 Land $228,500 Building $277,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Treehouse Broadband Fixed Wireless | 900 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Frontier DSL | 90 / 5 |
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