1768 W Chig A Big Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1768 W Chig A Big Rd, Ely, MN 55731

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details2 bd · 1.5 ba · 1,064 sqft · built 2021
Lot Size1.71 acres (74,661 sqft)
OwnerIndividual Name on Record
Last Sale$126,000 (Nov 2019)
Tax Bill$4,036 (2026)
Deeds & MortgagesNov 2022 Mortgage
Oct 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN465-0076-00030

Property Details

APN / Parcel Number

Primary APN465-0076-00030
Alternative APN
  • 1081453

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,064 sqft Gross Area
1st Floor Area952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Lot Area74,661 sqft (1.71 acres)
Garage Area896 sqft
Storage Building200 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1081453
Street Address1768 W CHIG A BIG RD
CityELY
StateMN
Zip55731-8107
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeSMU
Legal DescriptionLOT: 0003 SERIAL #
Legal SubdivisionCHIG A BIG FIRST ADDITION
Legal Lot Number3
JurisdictionST LOUIS MN
Township / Civil DivisionMORSE
Census Block Group1
Census Block1012
Census Tract15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1768 W CHIG A BIG RD, ELY, MN 55731-8107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
FRANDSEN BANK & TRUST
Oct 7, 2022Deed of Trust, Mortgage
FRANDSEN BANK & TRUST
Jan 25, 2022Deed of Trust, Mortgage · Construction Mortgage
FRANDSEN BANK & TRUST
Nov 20, 2019Warranty Deed, Transfer · Conventional Mortgage
FRANDSEN BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2019 · Amount on Record
Deed SaleNov 20, 2019 · Amount on Record
Prior SaleJan 22, 2007 · Amount on Record
Deed Document Number20191368116
Prior Transfer DateSep 14, 2006
Prior Transfer Doc0001032114
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1768 W CHIG A BIG RD, ELY, MN 55731-8107
Transaction TypeMortgage
Record UpdatedDec 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001457137
DateNov 23, 2022
Instrument1457137
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressSAINT PAUL, MN 55112
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6.13%
Type Change DateDec 1, 2028
Change Frequency3 Years
Min Rate At Change4.99%
Max Rate At Change12.1%
Index3-Year TN
Max Rate12.1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1768 W CHIG A BIG RD, ELY, MN 55731-8107
Transaction TypeMortgage
Record UpdatedNov 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001453736
DateOct 7, 2022
Instrument1453736
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressELY, MN 55731
Agreement
AmountAmount Recorded
Term2 Months
DueDec 19, 2022

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1768 W CHIG A BIG RD, ELY, MN 55731-8107
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1768 W CHIG A BIG RD, ELY, MN 55731-8107

Mortgage

Document Number0001436019
DateJan 25, 2022
Instrument1436019
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressSAINT PAUL, MN 55112
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term9 Months
DueOct 19, 2022

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 20, 2019
Property Address1768 W CHIG A BIG RD, ELY, MN 55731-8107
Document Number00A1368116
Instrument DateNov 12, 2019
InstrumentA1368116
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyNORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$415.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address32880 NORTHLAND CT LINDSTROM MN 550459354, LINDSTROM, MN 55045-9354

Mortgage

Document NumberA1368117
DateNov 20, 2019
InstrumentA1368117
Lender
NameFRANDSEN BK&TR
TypeBank
AddressELY, MN 55731
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueNov 19, 2022

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionMorse Township
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,036.00 (-0.1%) Homeowner's exemption
2025$4,040.00 (-5.08%) Homeowner's exemption$536,100 (+12.56%) Land $232,500 Building $303,600$536,100 (+12.56%) Land $232,500 Building $303,600
2024$4,256.00$476,300 (+112.54%) Land $215,000 Building $261,300$476,300 (+112.54%) Land $215,000 Building $261,300
2022$224,100 Land $166,500 Building $57,600$224,100 Land $166,500 Building $57,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 84% of Minnesota
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Treehouse Broadband
Fixed Wireless
900 / 500
T-Mobile
Fixed Wireless
100 / 20
Frontier
DSL
90 / 5

Nearby Properties on W Chig A Big Rd

Nearby Streets

Search Property Records by Address or Parcel Number