1782 State Rte 370, Cato, NY 13033 Property Records

Cayuga County and Victory Town property record for 1782 State Rte 370, Cato, NY 13033 · Last verified May 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 2.5 ba · 1,848 sqft · built 1990
Lot Size	50 acres (2,178,000 sqft)
Owner	Individual Name on File
Tax Bill	$7,370 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`056400 44.00-1-21.3`

Property Details

APN / Parcel Number

Primary APN	`056400 44.00-1-21.3`
Alternative APN	`640004400000010210030000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	2,178,000 sqft (50 acres)
Garage Type	Mixed
Garage Area	2,100 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1782 STATE ROUTE 370
City	CATO
State	NY
Zip	13033-9601
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	1
Legal Lot Number	21.003
Jurisdiction	CAYUGA NY
Township / Civil Division	VICTORY
Census Block Group	2
Census Block	2050
Census Tract	40101

Owner

Source: Cayuga County and Victory Town records · APN 056400 44.00-1-21.3

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 296, CATO, NY 13033-0296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	1782 STATE ROUTE 370, CATO, NY 13033-9601
Document Number	0035730336
Book / Page	003573 / 000336
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Dec 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1782 STATE CATO NY 13033, CATO, NY 13033

Mortgage

Document Number	0035730336
Date	Nov 22, 2017
Book Page	003573/000336
Instrument	175704

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cayuga County and Victory Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Victory Town
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,370.00 (+1.01%) Homeowner's exemption	$235,400 (-) Land $60,800 Building $174,600	$362,154 (+15.38%) Land $93,539 Building $268,615
2024	$7,296.00 (+111.36%)
2023		$235,400 Land $60,800 Building $174,600	$313,867 Land $81,067 Building $232,800
2020	$3,452.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.