1723 State Rte 370, Cato, NY 13033 Property Records

Cayuga County and Victory Town property record for 1723 State Rte 370, Cato, NY 13033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1989
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on File
Last Sale	$132,500 (Apr 2021)
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056400 44.00-1-10.1`

Property Details

APN / Parcel Number

Primary APN	`056400 44.00-1-10.1`
Alternative APNs	`640004400000010100010000` `23024092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23024092
Street Address	1723 STATE ROUTE 370
City	CATO
State	NY
Zip	13033-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SM 97-157
Legal Block	1
Legal Lot Number	10.001
Jurisdiction	CAYUGA NY
Township / Civil Division	VICTORY
Census Block Group	2
Census Block	2051
Census Tract	40101

Owner

Source: Cayuga County and Victory Town assessment roll, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1723 STATE ROUTE 370, CATO, NY 13033-9602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage LYONS SAVINGS BANK
Apr 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Sep 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	Jul 27, 2012 · Amount on Record
Deed Document Number	2021203493
Deed Book / Page	4029 / 157
Prior Transfer Date	Aug 31, 2018
Prior Transfer Doc	0000181845
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	1723 STATE ROUTE 370, CATO, NY 13033-9602
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004695/151
Date	Jan 8, 2026
Book Page	4695/151
Instrument	2026-240856

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Apr 14, 2021
Property Address	1723 STATE ROUTE 370, CATO, NY 13033-9602
Document Number	0040290157
Book / Page	4029 / 157
Instrument Date	Apr 6, 2021
Instrument	2021-203493
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11014 NYS ROUTE 34, CATO, NY 13033

Mortgage

Document Number	2021203494
Date	Apr 14, 2021
Instrument	2021-203494

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAYUGA NY
Recording Date	Sep 7, 2018
Property Address	1723 STATE ROUTE 370, CATO, NY 13033-9602
Document Number	0001716/52
Book / Page	1716 / 52
Instrument Date	Aug 31, 2018
Instrument	000000181845
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 STATE ROUTE 370, CATO, NY 13033-9602

Tax Assessment & Valuation

Source: Cayuga County and Victory Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Victory Town
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,290.00 (-4.33%) Veteran's exemption	$104,900 (-) Land $17,900 Building $87,000	$161,385 (+15.38%) Land $27,539 Building $133,846
2024	$3,439.00 (+123.6%)
2023		$104,900 Land $17,900 Building $87,000	$139,867 Land $23,867 Building $116,000
2020	$1,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	300 / 300
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Rte 370

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