San Luis Obispo County property record for 1782 8th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 1978 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Oct 2012) |
| Tax Bill | $6,496 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-521-045 |
| Primary APN | 038-521-045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,870 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Steel Frame |
| Lot Area | 6,250 sqft (0.144 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1782 8TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 121 LTS 28 & 29 |
| Legal Subdivision | TOWN EL MORO |
| Legal Block | 121 |
| Legal Lot Number | 28,29 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10701 |
1782 8th St is owned and occupied by an individual who acquired it in October 2019.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1782 8TH ST, LOS OSOS, CA 93402-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Oct 25, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2012 · Amount on File |
| Deed Sale | Oct 26, 2012 · Amount on File |
| Deed Document Number | 201261997 |
| Last Transfer Date | Oct 21, 2019 |
| Transfer Doc | 0000047189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1782 8TH ST, LOS OSOS, CA 93402-2221 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | TITLE 500 INC, TITLE 365 INC |
| Name | Verified Name |
|---|---|
| Address | 1782 8TH ST, LOS OSOS, CA 93402-2221 |
| Document Number | 0000028868 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021028868 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1782 8TH ST, LOS OSOS, CA 93402-2221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY PRI |
| Name | Verified Name |
|---|
| Document Number | 0000014912 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 2019014912 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 25, 2019 |
| Property Address | 1782 8TH ST, LOS OSOS, CA 93402-2221 |
| Document Number | 0000047189 |
| Map Reference | MB A PG 81 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 2019047189 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TIMIOS TITLE A CA CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1782 8TH ST, LOS OSOS, CA 93402-2221 |
| Document Number | 0000047190 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 2019047190 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 1782 8th St was $6,496 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $439,480 (+2%) Land $188,401 Building $251,079 | |
| 2025 | $6,496.00 Homeowner's exemption | $430,863 Land $184,707 Building $246,156 |
| 2023 | $5,915.00 (+3.86%) Homeowner's exemption | $414,135 Land $177,536 Building $236,599 |
| 2022 | $5,695.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1782 8th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1782 8th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.
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