1768 8th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1768 8th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,274 sqft · built 1972
Lot Size0.144 acres (6,250 sqft)
OwnerCompany Name on Record
Last Sale$148,000 (Jul 1998)
Tax Bill$4,909 (2025)
Deeds & MortgagesMar 2018 Mortgage
Sep 2018 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN038-521-049

Property Details

APN / Parcel Number

Primary APN038-521-049

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,274 sqft Living Area
1st Floor Area1,274 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,250 sqft (0.144 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1768 8TH ST
CityLOS OSOS
StateCA
Zip93402-2221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 121 LTS 32 & 33
Legal SubdivisionEL MORO
Legal Block121
Legal Lot Number32,33
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3010
Census Tract10701

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1329, MORRO BAY, CA 93443-1329
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Sep 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Apr 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Dec 4, 2019Deed of Trust, Mortgage
FREMONT BANK
Aug 23, 2019Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
Jun 21, 2018Quit Claim Deed, Transfer
Quitclaim
May 18, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 27, 2017Deed of Trust, Mortgage · Line of Credit
GOLDEN 1 CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 1998 · Amount on Record
Deed SaleJul 8, 1998 · Amount on Record
Deed Document Number199841883
Prior Transfer DateDec 5, 1993
Prior Transfer Doc0000078189
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1768 8TH ST, LOS OSOS, CA 93402-2221
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009997
DateMar 14, 2018
Instrument2018009997
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2033

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1768 8TH ST, LOS OSOS, CA 93402-2221
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038924
DateSep 20, 2018
Instrument2018038924
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2038

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1768 8TH ST, LOS OSOS, CA 93402-2221
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK AQUA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014349
DateApr 22, 2019
Instrument2019014349
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2039

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1768 8TH ST, LOS OSOS, CA 93402-2221
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054256
DateDec 4, 2019
Instrument2019054256
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
AmountAmount Recorded
Term240 Months
DueDec 1, 2039

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1768 8TH ST, LOS OSOS, CA 93402-2221
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034850
DateAug 23, 2019
Instrument2019034850
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 20, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 21, 2018
Property Address1768 8TH ST, LOS OSOS, CA 93402-2221
Document Number0000025527
Instrument DateJun 12, 2018
Instrument25527
Transaction TypeTransfer
Record UpdatedJun 27, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 1329 MORRO BAY CA 934431329, MORRO BAY, CA 93443-1329

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 18, 2018
Property Address1768 8TH ST, LOS OSOS, CA 93402-2221
Document Number0000020422
Instrument DateMay 18, 2018
Instrument20422
Transaction TypeTransfer
Record UpdatedJun 11, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 1329 MORRO BAY CA 934431329, MORRO BAY, CA 93443-1329

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1768 8TH ST, LOS OSOS, CA 93402-2221
Document Number0000014242
Instrument DateMar 27, 2017
Transaction TypeMortgage
Record UpdatedApr 18, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1329 LOS OSOS CA 93402, LOS OSOS, CA 93402

Mortgage

Document Number0000014242
DateMar 31, 2017
Instrument14242
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 30, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$236,635 (+2%) Land $119,916 Building $116,719
2025$4,909.00 (+3.76%) Homeowner's exemption$231,996 (+4.04%) Land $117,565 Building $114,431
2023$4,731.00 (+0.7%) Homeowner's exemption$222,989 Land $113,000 Building $109,989
2022$4,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.

Nearby Properties on 8th St

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