1781 Rock Spring Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 1781 Rock Spring Rd, Mill Spring, NC 28756 · Last verified October 2025

Property Summary

Property Type	Other Improved
Details	1 bd · 1 ba · 560 sqft · built 1993
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Oct 2017)
Tax Bill	$533 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P77-9`

Property Details

APN / Parcel Number

Primary APN	`P77-9`
Alternative APN	`55451`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Building Area	560 sqft Finished Area

Exterior

Year Built	Built 1993
Architectural Style	Log Home
Exterior Material	Logs
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	77,101 sqft (1.77 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	55451
Street Address	1781 ROCK SPRING RD
City	MILL SPRING
State	NC
Zip	28756
Property Category	Other
Property Type	Other > Other Improved
Legal Description	500, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	2
Census Block	2011
Census Tract	920202

Owner

Source: Polk County records · APN P77-9

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6226 DUBLIN RD, COLUMBIA, SC 29209-2009
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Deed Document Number	0004291616
Deed Book / Page	429 / 1616
Record Updated	Jun 08, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 25, 2017
Property Address	1781 ROCK SPRING RD, MILL SPRING, NC 28756
Document Number	00429/1616
Book / Page	429 / 1616
Instrument Date	Oct 25, 2017
Transaction Type	Transfer
Record Updated	Nov 08, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 51, SHERIDAN, MI 48884-0051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6226 DUBLIN RD, COLUMBIA, SC 29209-2009

Mortgage

Document Number	00429/1619
Date	Oct 25, 2017
Book Page	429/1619
Instrument	004667530016

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company
Address	ASHEVILLE, NC 28803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$533.00 (+3.9%)	$106,157 (+32.91%) Land $32,122 Building $74,035	$106,157 (+32.91%) Land $32,122 Building $74,035
2023	$513.00	$79,872 Land $23,850 Building $56,022
2021			$79,872 Land $23,850 Building $56,022

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499202022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	About 1 in 602 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Skyrunner. Availability varies by address; speeds are provider-advertised maximums, not measured.