Polk County property record for 1764 Rock Spring Rd, Mill Spring, NC 28756 · Last verified October 2025
| Property Type | Other Improved |
|---|---|
| Lot Size | 5.23 acres (227,819 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,574 (2025) |
| Deeds & Mortgages | Jun 2021 Construction Loan Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P77-73 |
| Primary APN | P77-73 |
|---|---|
| Alternative APN |
|
| Lot Area | 227,819 sqft (5.23 acres) |
|---|
| Account Number | 56573 |
|---|---|
| Street Address | 1764 ROCK SPRING RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-6746 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | TRACT A, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Legal Tract | A |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 920202 |
Source: Polk County records · APN P77-73
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1764 ROCK SPRING RD, MILL SPRING, NC 28756-6746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2021 | Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK |
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2019 |
| Deed Sale | Oct 24, 2019 |
| Deed Document Number | 0004371578 |
| Prior Transfer Date | Dec 12, 2018 |
| Prior Transfer Doc | 0004371578 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 1764 ROCK SPRING RD, MILL SPRING, NC 28756-6746 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000460/324 |
|---|---|
| Date | Jun 08, 2021 |
| Book Page | 460/324 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 1764 ROCK SPRING RD, MILL SPRING, NC 28756-6746 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 00468/1752 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 468/1752 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2042 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,574.00 (+7.37%) | $313,348 (+37.34%) Land $64,127 Building $249,221 | $313,348 (+37.34%) Land $64,127 Building $249,221 |
| 2023 | $1,466.00 | $228,157 Land $41,150 Building $187,007 | |
| 2021 | $228,157 Land $41,150 Building $187,007 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499202022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 588 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Skyrunner. Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures