Seminole County property record for 1781 Lakelet Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,217 sqft · built 2005 |
| Lot Size | 0.157 acres (6,831 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $327,000 (Mar 2020) |
| Tax Bill | $2,624 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2023 Transfer + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 19-21-31-5RR-0000-0510 |
| Primary APN | 19-21-31-5RR-0000-0510 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,217 sqft Living Area |
| Gross Area | 2,671 sqft |
| 1st Floor Area | 1,981 sqft |
| Upper Floors Area | 236 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 6,831 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 454 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 135 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1781 LAKELET LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 51 REGENCY ESTATES PB 66 PGS 26-31 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 19 |
| Legal Subdivision | REGENCY ESTATES |
| Legal Tract | 5RR |
| Legal Lot Number | 51 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21318 |
Source: Seminole County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1781 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Oct 13, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 29, 2020 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Mar 31, 2020 | Warranty Deed, Transfer CENTURION TITLE GROUP INC, CENTURION TITLE GRP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2020 · Amount on Record |
| Deed Sale | Mar 31, 2020 · Amount on Record |
| Prior Sale | Jun 29, 2015 · Amount on Record |
| Deed Document Number | 202034478 |
| Deed Book / Page | 9568 / 1980 |
| Last Transfer Date | Oct 12, 2023 |
| Transfer Doc | 0105220330 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 8, 2026 |
| Property Address | 1781 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Document Number | 0000034400 |
| Book / Page | 11015 / 110 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 202634400 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 1781 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Document Number | 0000034400, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 11015/110 |
| Instrument | 202634400 |
| Name | TRUSTCO BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2056 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 13, 2023 |
| Property Address | 1781 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Document Number | 0105220330 |
| Book / Page | 10522 / 330 |
| Map Reference | MB 66 PG 26-31 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023094894 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1781 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Name | Verified Name |
|---|---|
| Address | 1781 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1781 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0088401688 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 08840/1688 |
| Instrument | 2017002815 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1781 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096621589 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 9662/1589 |
| Instrument | 2020081186 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 31, 2020 |
| Property Address | 1781 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Document Number | 0095681980 |
| Book / Page | 009568 / 001980 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 34478 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | CENTURION TITLE GROUP INC, CENTURION TITLE GRP INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,289.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1781 LAKELET LOOP OVIEDO FL 327658010, OVIEDO, FL 32765-8010 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,624.00 (+9.65%) | $200,807 (+5.99%) | $425,184 (+4.5%) Land $105,000 Building $320,184 |
| 2023 | $2,393.00 (+0.13%) Homeowner's exemption | $189,464 (+3%) | $406,892 (-2.24%) Land $105,000 Building $301,892 |
| 2022 | $2,390.00 Homeowner's exemption | $183,946 | $416,217 Land $105,000 Building $311,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Most Recent Claim | Oct 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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