Seminole County property record for 1769 Lakelet Loop, Oviedo, FL 32765 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,981 sqft · built 2005 |
| Lot Size | 0.132 acres (5,769 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,284 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 19-21-31-5RR-0000-0490 |
| Primary APN | 19-21-31-5RR-0000-0490 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,981 sqft Living Area |
| 1st Floor Area | 1,981 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,769 sqft |
| Garage Area | 454 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 135 sqft |
| Patio Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1769 LAKELET LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 49 REGENCY ESTATES PB 66 PGS 26-31 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 19 |
| Legal Subdivision | REGENCY ESTATES |
| Legal Lot Number | 49 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21318 |
Source: Seminole County records · APN 19-21-31-5RR-0000-0490
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1769 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Oct 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 16, 2015 |
| Deed Sale | Mar 16, 2015 |
| Prior Sale | May 22, 2014 |
| Deed Document Number | 2015027486 |
| Deed Book / Page | 08431 / 0709 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1769 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0102450001 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 10245/1 |
| Instrument | 2022061352 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1769 LAKELET LOOP, OVIEDO, FL 32765-8010 |
| Document Number | 0094590324 |
| Instrument Date | Oct 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2019 |
| Title Company | EQUITABLE TITLE/SEMINOLE COUNTY, EQUITABLE TITLE/SEMINOLE CNTY |
| Name | Verified Name |
|---|---|
| Address | 1769 LAKELET LOOP OVIEDO FL 327658010, OVIEDO, FL 32765-8010 |
| Document Number | 0094590324 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 009459/000324 |
| Instrument | 113033 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,284.00 (-2.47%) Homeowner's exemption | $273,025 (+5.99%) | $421,267 (+3.81%) Land $105,000 Building $316,267 |
| 2023 | $3,367.00 (+2.53%) Homeowner's exemption | $257,602 (+3%) | $405,805 (-2.05%) Land $105,000 Building $300,805 |
| 2022 | $3,284.00 Homeowner's exemption | $250,099 | $414,314 Land $105,000 Building $309,314 |
Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213183, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 41 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Most Recent Claim | Oct 2023, other causes |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 57% of the US · above 28% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,031 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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