1780 Washington St, Algonac, MI 48001 Property Records

St. Clair County property record for 1780 Washington St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,971 sqft · built 1968
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$188,981 (Oct 2025)
Tax Bill	$4,694 (2025)
Deeds & Mortgages	May 2025 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-01-129-0056-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-129-0056-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,971 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	258 ft deep x 60 ft wide
Garage Area	1,200 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1780 WASHINGTON ST
City	ALGONAC
State	MI
Zip	48001-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	N 1/2 LOT 484 & LOT 485 & THAT PART OF 20' ALLEY S OF LOT 485 & BETW E & W LINES OF SAID LOT EXTD SUPV ROY T GILBERTS PLAT NO
Legal Range	16E
Legal Township	02N
Legal Section	03
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT #4
Legal Lot Number	484-485
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1022
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1780 WASHINGTON ST, ALGONAC, MI 48001-1041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage WALLED LAKE SCHOOLS EMPLOYEES FCU
Oct 28, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WALLED LAKE SCHOOLS FEDERAL CREDIT
Oct 22, 2025	Warranty Deed, Transfer
Sep 27, 2023	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Oct 22, 2025 · Amount on Record
Deed Document Number	202520596
Deed Book / Page	5865 / 420
Prior Transfer Date	Oct 23, 2025
Prior Transfer Doc	0005865420
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1780 WASHINGTON ST, ALGONAC, MI 48001-1041
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1780 WASHINGTON ST, ALGONAC, MI 48001-1041
Investor	Possibly a Property Investor

Mortgage

Document Number	0005814730
Date	May 19, 2025
Book Page	5814/730
Instrument	2025009421

Lender

Name	WALLED LAKE SCHOOLS EMPLOYEES FCU
Type	Credit Union
Address	3095 S COMMERCE RD, WOLVERINE LAKE, MI 48390

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Apr 4, 2055

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 28, 2025
Property Address	1780 WASHINGTON ST, ALGONAC, MI 48001-1041
Document Number	0005865420
Book / Page	5865 / 420
Map Reference	LB 49 PG 1 & 2
Instrument Date	Oct 23, 2025
Instrument	2025020596
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	840 RUSKIN DR, ALGONAC, MI 48001-1819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1780 WASHINGTON ST, ALGONAC, MI 48001-1041
Investor	Possibly a Property Investor

Mortgage

Document Number	2025020597
Date	Oct 28, 2025
Instrument	2025020597

Lender

Name	WALLED LAKE SCHOOLS FEDERAL CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.69%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.69%
Max Rate At Change	5.69%
Index	5-Year CMT
Margin	1
Max Rate	9.69%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 22, 2025
Property Address	1780 WASHINGTON ST, ALGONAC, MI 48001-1041
Document Number	0005863704
Book / Page	5863 / 704
Instrument Date	Apr 8, 2025
Instrument	2025020247
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1780 WASHINGTON ST, ALGONAC, MI 48001-1041

September 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 27, 2023
Property Address	1780 WASHINGTON ST, ALGONAC, MI 48001-1041
Document Number	0005657564
Book / Page	5657 / 564
Instrument Date	Sep 22, 2023
Instrument	2023017079
Transaction Type	Foreclosure
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 GRAND RIVER AVE # AVE101, AVE101, PORT HURON, MI 48060-4018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 RUSKIN DR, ALGONAC, MI 48001-1819

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,300 (+4.21%)	$232,600 (+4.21%)
2025	$4,694.00 (-29.46%)	$111,600 (+21.17%)
2024	$6,654.00 (+119.75%)		$223,200 (+21.17%)
2023		$92,100
2022	$3,028.00		$184,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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