1765 Washington St, Algonac, MI 48001 Property Records

St. Clair County property record for 1765 Washington St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,207 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$3,017 (2025)
Deeds & Mortgages	Nov 2022 Transfer Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-01-129-0015-060`

Property Details

APN / Parcel Number

Primary APN	`74-01-129-0015-060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,207 sqft Living Area
1st Floor Area	1,207 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	120 ft deep x 71.5 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1765 WASHINGTON ST
City	ALGONAC
State	MI
Zip	48001-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PART OF LOT 452 DESC AS: BEG N 1D 7M 30S E 59.30' FROM SE COR LOT 452, TH N 88D 52M 30S W 120', TH N 1D 7M 30S E 71.50', TH S
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #4
Legal Lot Number	452
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1025
Census Tract	649000

Owner

1765 Washington St is owned and occupied by an individual who acquired it in October 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1765 WASHINGTON ST, ALGONAC, MI 48001-1040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Intrafamily Transfer, Transfer
Apr 21, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 26, 2022
Transfer Doc	0005578475
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 16, 2022
Property Address	1765 WASHINGTON ST, ALGONAC, MI 48001-1040
Document Number	0005578475
Book / Page	5578 / 475
Instrument Date	Oct 26, 2022
Instrument	2022025578
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7470 GIORGIO LN, WASHINGTON TOWNSHIP, MI 48094-3970

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1765 WASHINGTON ST, ALGONAC, MI 48001-1040
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 WASHINGTON ST, ALGONAC, MI 48001-1040

Mortgage

Document Number	0005513553
Date	Apr 21, 2022
Book Page	5513/553
Instrument	2022010345

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 1765 Washington St was $3,017 with a homeowner's exemption, up 2.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,800 (+3.9%)	$255,600
2025	$3,017.00 (+2.06%) Homeowner's exemption	$123,000
2024	$2,956.00		$246,000
2023		$100,800
2022	$2,634.00		$201,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1765 Washington St in Zone X, an area of minimal flood risk, though there have been 85 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1765 Washington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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