1780 Lake Rd, Ridgeway, SC 29130 Property Records

Kershaw County property record for 1780 Lake Rd, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	5,015 sqft · built 2007
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Apr 2010)
Tax Bill	$2,575 (2025)
Deeds & Mortgages	Nov 2023 Sale Jan 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`178-03-03-056`

Property Details

APN / Parcel Number

Primary APN	`178-03-03-056`
Alternative APNs	`0178 03 03 0560` `11250`

Interior

Stories	1 Story
Building Area	5,015 sqft Gross Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Lot Area	38,768 sqft (0.89 acres)
Porch	Porch
Porch Area	55 sqft

Location & Zoning

Account Number	11250
Street Address	1780 LAKE RD
City	RIDGEWAY
State	SC
Zip	29130-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LAKE WATEREE LOT 56 SECTION 3
Legal Subdivision	LARRY J JACKSON AND KAY M JACKSON
Legal Lot Number	56
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4005
Census Tract	970401

Owner

1780 Lake Rd is owned and occupied by two individuals who acquired it in November 2023.

Source: Kershaw County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1780 LAKE RD, RIDGEWAY, SC 29130-9656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed, Transfer
Jan 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 1, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS MTG ENTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2010 · Amount on File
Deed Sale	Apr 30, 2010 · Amount on File
Prior Sale	Oct 23, 2009 · Amount on File
Deed Book / Page	2663 / 1
Last Transfer Date	Nov 15, 2023
Transfer Doc	0020239852
Record Updated	Jun 8, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Nov 15, 2023
Property Address	1780 LAKE RD, RIDGEWAY, SC 29130-9656
Document Number	0020239852
Book / Page	5048 / 49
Map Reference	MB B165 PG 10B
Instrument Date	Nov 15, 2023
Instrument	2023-9852
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1780 LAKE RD, RIDGEWAY, SC 29130-9656

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 24, 2018
Property Address	1780 LAKE RD, RIDGEWAY, SC 29130-9656
Document Number	0000000566
Book / Page	003808 / 000129
Instrument Date	Jan 22, 2018
Instrument	566
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1780 LAKE RD RIDGEWAY SC 291309656, RIDGEWAY, SC 29130-9656

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	May 1, 2017
Property Address	1780 LAKE RD, RIDGEWAY, SC 29130-9656
Document Number	0000003445
Book / Page	003685 / 000255
Instrument Date	Apr 28, 2017
Instrument	3445
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 PINEHURST AVE SUMMERVILLE SC 294833523, SUMMERVILLE, SC 29483-3523

Mortgage

Document Number	3446
Date	May 1, 2017
Book Page	003685/000257
Instrument	3446

Lender

Name	HOMEOWNERS MTG ENTS
Type	Mortgage Company
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1780 Lake Rd was $2,575.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,575.00	$584,600 Land $157,500 Building $427,100	$584,600
2023	$2,862.00 (+4.95%)	$584,600 (-) Land $157,500 Building $427,100	$584,600 (-)
2022	$2,727.00	$584,600 Land $157,500 Building $427,100	$584,600 Land $157,500 Building $427,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1780 Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1780 Lake Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

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