1775 Lake Rd, Ridgeway, SC 29130 Property Records

Kershaw County property record for 1775 Lake Rd, Ridgeway, SC 29130

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jun 2024)
Tax Bill	$191 (2025)
Deeds & Mortgages	Mar 2026 Construction Loan Jun 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`193-00-00-051`

Property Details

APN / Parcel Number

Primary APN	`193-00-00-051`
Alternative APN	`3282`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	3282
Street Address	1775 LAKE RD
City	RIDGEWAY
State	SC
Zip	29130-9106
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	RD1
Legal Description	TRACT 5345.23
Legal Subdivision	SURPLUS TR 534523
Legal Tract	5345
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4008
Census Tract	970401

Owner

1775 Lake Rd, an agricultural property, is owned by two individuals who bought it in June 2024.

Source: Kershaw County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 ENDICOT WAY, LUGOFF, SC 29078-7104
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Construction Mortgage AGSOUTH FARM CREDIT ACA
Jun 24, 2024	Warranty Deed, Transfer
Sep 12, 2019	Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS
May 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on File
Deed Sale	Jun 24, 2024 · Amount on File
Prior Sale	Sep 12, 2019 · Amount on File
Deed Document Number	20245183
Deed Book / Page	5164 / 247
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1775 LAKE RD, RIDGEWAY, SC 29130-9106
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ENDICOT WAY, LUGOFF, SC 29078-7104

Mortgage

Document Number	0020262573
Date	Mar 20, 2026
Book Page	5549/293
Instrument	2026-2573

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank
Address	28825

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	493 Months
Due	Apr 1, 2067

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 24, 2024
Property Address	1775 LAKE RD, RIDGEWAY, SC 29130-9106
Document Number	0020245183
Book / Page	5164 / 247
Map Reference	MB C-12 PG 10A
Instrument Date	Jun 20, 2024
Instrument	2024-5183
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Amount	Amount on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 ENDICOT WAY, LUGOFF, SC 29078-7104

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Sep 12, 2019
Property Address	1775 LAKE RD, RIDGEWAY, SC 29130-9106
Document Number	0000007368
Book / Page	004091 / 000100
Instrument Date	Sep 12, 2019
Instrument	7368
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.25
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 BEVERLY FARMS DR SHARPSBURG GA 302773578, SHARPSBURG, GA 30277-3578

Mortgage

Document Number	7369
Date	Sep 12, 2019
Book Page	004091/000103
Instrument	7369

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LUGOFF, SC 29078-1030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 11, 2034

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	May 1, 2017
Property Address	1775 LAKE RD, RIDGEWAY, SC 29130-9106
Document Number	0000003447
Book / Page	003685 / 000272
Instrument Date	Apr 14, 2017
Instrument	3447
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 HAIGS CRK N ELGIN SC 290458329, ELGIN, SC 29045-8329

Tax Assessment & Valuation

The 2025 property tax bill for 1775 Lake Rd was $191.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$191.00	$15,500 Land $15,500	$75,000
2023	$5.00	$600 Land $600	$50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1775 Lake Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1775 Lake Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

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