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1780 46th Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1780 46th Ave, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1987
Square Footage2,060 sqft Living Area
Lot Size3,746 sqft (0.086 acres)
OccupancyOwner Occupied
Last Sale$1,055,000 (2018)
Tax Bill$15,335.00 (2025)

Property Details

APN / Parcel Number

Primary APN034-021-28
Alternative APN
  • 034-021-28-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,060 sqft Living Area
Gross Area2,348 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area3,746 sqft (0.086 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area288 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1780 46TH AVE
CityCAPITOLA
StateCA
Zip95010-2840
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCAPITOLA HEIGHTS
Legal BlockD
Legal Lot Number12
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2008
Census Tract121701

Owner

Source: Santa Cruz County records · APN 034-021-28

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address1780 46TH AVE, CAPITOLA, CA 95010-2840
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK
Dec 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Nov 15, 2019Deed of Trust, Mortgage
BANK OF AMERICA
Jun 05, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 05, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 05, 2018Grant Deed, Transfer
BAY EQUITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2018 · Amount on Record
Deed SaleOct 05, 2018 · Amount on Record
Prior SaleAug 16, 2010 · Amount on Record
Deed Doc Number201830282
Last Transfer DateJun 04, 2019
Transfer Doc0000015300
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Recording DateJul 20, 2026
Property Address1780 46TH AVE, CAPITOLA, CA 95010-2840
Document Number0000016305
Instrument DateJul 14, 2026
Instrument202616305
Transaction TypeMortgage
Record UpdatedAug 04, 2026
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address1780 46TH AVE, CAPITOLA, CA 95010-2840
InvestorPossibly a Property Investor

Mortgage

Document Number0000016305,
DateJul 20, 2026
Instrument202616305
Lender
NameCOMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 14, 2036
Interest
Rate6.47%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1780 46TH AVE, CAPITOLA, CA 95010-2840
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1780 46TH AVE, CAPITOLA, CA 95010-2840

Mortgage

Document Number0000051254
DateDec 01, 2020
Instrument2020-0051254
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1780 46TH AVE, CAPITOLA, CA 95010-2840
Document Number0000040694
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1780 46TH AVE CAPITOLA CA 950102840, CAPITOLA, CA 95010-2840

Mortgage

Document Number0000040694
DateDec 23, 2019
Instrument40694
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueDec 22, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 05, 2019
Property Address1780 46TH AVE, CAPITOLA, CA 95010-2840
Document Number0000015301
Instrument DateJun 04, 2019
Instrument15301
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1780 46TH AVE CAPITOLA CA 950102840, CAPITOLA, CA 95010-2840

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 05, 2019
Property Address1780 46TH AVE, CAPITOLA, CA 95010-2840
Document Number0000015300
Instrument DateJun 04, 2019
Instrument15300
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1780 46TH AVE CAPITOLA CA 950102840, CAPITOLA, CA 95010-2840

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 05, 2018
Property Address1780 46TH AVE, CAPITOLA, CA 95010-2840
Document Number0000030282
Instrument DateSep 12, 2018
Instrument30282
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,160.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2180 FRANCESCO CIR CAPITOLA CA 950102076, CAPITOLA, CA 95010-2076

Mortgage

Document Number30283
DateOct 05, 2018
Instrument30283
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
AmountAmount Recorded
Term360 Months
DueOct 04, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,249,830 (+2%) Land $780,267 Building $469,563
2025$15,335.00 (+13.65%)$1,225,322 (+8.32%) Land $764,967 Building $460,355
2023$13,493.00 (+1.09%)$1,131,174 Land $735,263 Building $395,911$1,162,890
2022$13,347.00

Flood & Wildfire

1780 46th Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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