Santa Cruz County property record for 1730 46th Ave, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 939 sqft · built 1977 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | Individual Name on File |
| Last Sale | $801,000 (Apr 2017) |
| Tax Bill | $11,897 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-021-24 |
| Primary APN | 034-021-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 939 sqft Living Area |
| Gross Area | 1,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,877 sqft (0.089 acres) |
| Garage Type | Attached |
| Garage Area | 281 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1730 46TH AVE |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CAPITOLA HEIGHTS |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 121701 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1730 46TH AVE, CAPITOLA, CA 95010-2840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE MORTGAGE |
| Apr 6, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Apr 13, 2017 | Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 13, 2017 · Amount on Record |
| Deed Sale | Apr 13, 2017 · Amount on Record |
| Prior Sale | Aug 15, 2008 · Amount on Record |
| Deed Document Number | 201712315 |
| Last Transfer Date | Apr 1, 2020 |
| Transfer Doc | 0000011806 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1730 46TH AVE, CAPITOLA, CA 95010-2840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037800 |
|---|---|
| Date | Nov 9, 2017 |
| Instrument | 2017-0037800 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 6, 2020 |
| Property Address | 1730 46TH AVE, CAPITOLA, CA 95010-2840 |
| Document Number | 0000011806 |
| Map Reference | MB 13 PG 31 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 2020-0011806 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1730 46TH AVE, CAPITOLA, CA 95010-2840 |
| Document Number | 0000011807 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 2020-0011807 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 13, 2017 |
| Property Address | 1730 46TH AVE, CAPITOLA, CA 95010-2840 |
| Document Number | 0000012315 |
| Map Reference | MB13 PG31 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 2017-0012315 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1730 46TH AVE, CAPITOLA, CA 95010-2840 |
| Document Number | 0000012316 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 2017-0012316 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $948,223 (+2%) Land $711,167 Building $237,056 | ||
| 2025 | $11,897.00 (+9.86%) Homeowner's exemption | $929,629 (+4.04%) Land $697,222 Building $232,407 | |
| 2023 | $10,829.00 (+1.21%) Homeowner's exemption | $893,531 Land $670,148 Building $223,383 | $920,880 |
| 2022 | $10,700.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, California Internet, Cruzio Internet, T-Mobile USA, Verizon, Xfinity.
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