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178 Smith Point Rd, Swanton, MD 21561 Property Records

Garrett County property record for 178 Smith Point Rd, Swanton, MD 21561

Property Summary

Property TypeSingle Family Home
Details6 ba · 4,407 sqft · built 2019
Lot Size1.03 acres (44,867 sqft)
OwnerIndividual Name on Record
Last Sale$3,750,000 (Jan 2022)
Tax Bill$31,365 (2023)
Deeds & MortgagesJan 2022 Sale & Mortgage
Mar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN18-090517

Property Details

APN / Parcel Number

Primary APN18-090517
Alternative APN
  • 090517

Interior

Full Baths6 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area4,407 sqft Total Area
Basement Area2,400 sqft
Finished Basement2,400 sqft
Fireplaces4 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Architectural StyleConventional
Exterior MaterialStone
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area44,867 sqft (1.03 acres)
Garage TypeMixed
Garage Area889 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area1,458 sqft
Deck Area20 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number090517
Street Address178 SMITH POINT RD
CitySWANTON
StateMD
Zip21561-2171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.03 AC W/186.87' LF LOT 10 SMITH POINTE SUB
Legal SubdivisionSMITH POINTE SUB
Legal Lot Number10
JurisdictionGARRETT MD
Township / Civil Division1, SWANTON
Census Block Group1
Census Block1032
Census Tract501

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1582 BARLOW TWO TAVERNS RD, GETTYSBURG, PA 17325-7040
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Deed, Transfer · Conventional Mortgage
FIRST HERITAGE MORTGAGE LLC
Mar 16, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2022 · Amount on Record
Deed SaleJan 6, 2022 · Amount on Record
Prior SaleMar 16, 2020
Deed Document Number0000023851
Deed Book / Page2385 / 1
Record UpdatedJun 7, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionGARRETT MD
Recording DateJan 6, 2022
Property Address178 SMITH POINT RD, SWANTON, MD 21561-2171
Document Number0023850001
Book / Page2385 / 1
Map ReferenceCASE TMM2 PG 805
Instrument DateDec 30, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1582 BARLOW TWO TAVERNS RD, GETTYSBURG, PA 17325-7040

Mortgage

Document Number0000238510
DateJan 6, 2022
Instrument2385/10
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARRETT MD
Recording DateMar 16, 2020
Property Address178 SMITH POINT RD, SWANTON, MD 21561-2171
Document Number0021940118
Book / Page002194 / 000118
Instrument DateMar 12, 2020
Transaction TypeTransfer
Record UpdatedMay 4, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address24117 GRAND ELLISON CT ALDIE VA 201052764, ALDIE, VA 20105-2764

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$31,365.00$2,685,400$3,934,200 Land $547,400 Building $3,386,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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