Garrett County property record for 130 Smith Point Rd, Swanton, MD 21561
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $685,000 (Nov 2020) |
| Tax Bill | $5,284 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-091118 |
| Primary APN | 18-091118 |
|---|---|
| Alternative APN |
|
| Lot Area | 61,420 sqft (1.41 acres) |
|---|---|
| View / Lot | Waterfront |
| Account Number | 091118 |
|---|---|
| Street Address | 130 SMITH POINT RD |
| City | SWANTON |
| State | MD |
| Zip | 21561-2171 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 61332 SQ FT W/145' L LOT 21 NORTH SHORE WEST SUB |
| Legal Subdivision | NORTH SHORE WEST SUB |
| Legal Lot Number | 21 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 1, SWANTON |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 501 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5612 SAINT ALBANS WAY, BALTIMORE, MD 21212-2954 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on Record |
| Deed Sale | Nov 19, 2020 · Amount on Record |
| Deed Book / Page | 2259 / 1 |
| Last Transfer Date | May 22, 2024 |
| Transfer Doc | 0025540051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Sep 8, 2026 |
| Property Address | 130 SMITH POINT RD, SWANTON, MD 21561-2171 |
| Document Number | 2709000201 |
| Book / Page | 2709 / 201 |
| Instrument Date | Sep 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 5612 SAINT ALBANS WAY, BALTIMORE, MD 21212-2954 |
| Document Number | 2709000201, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 2709/201 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,284.00 (+4.04%) | $454,767 (+5.83%) | $504,900 (+17.5%) Land $504,900 |
| 2025 | $5,079.00 (+4.53%) | $429,700 (+9.48%) Land $429,700 | $429,700 (-) Land $429,700 |
| 2023 | $4,859.00 | $392,500 | $429,700 Land $429,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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