173 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 173 Schramm Loop, Stephens City, VA 22655

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,649 sqft · built 2017
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$326,700 (Jun 2022)
Tax Bill	$1,850 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`756-4-21`

Property Details

APN / Parcel Number

Primary APN	`756-4-21`
Alternative APN	`8050069`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,649 sqft Living Area
Gross Area	2,623 sqft
1st Floor Area	800 sqft
Basement Area	577 sqft
Finished Basement	577 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050069
Street Address	173 SCHRAMM LOOP
City	STEPHENS CITY
State	VA
Zip	22655-6016
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RATR
Legal Description	THE TOWNES AT TASKER L21 S4
Legal Subdivision	THE TOWNES AT TASKER
Legal Lot Number	21
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2040
Census Tract	50900

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9270 RAINBOW FALLS DR, BRISTOW, VA 20136-2150
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Warranty Deed, Transfer · ARM UNITED NATIONS FEDERAL CREDIT UNION
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 9, 2018	Grant Deed, Subdivision Related Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	20228271
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 29, 2022
Property Address	173 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6016
Document Number	0000008271
Instrument Date	Jun 24, 2022
Instrument	220008271
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	EXPRESS TITLE SERVICES/FL INC, EXPRESS TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9270 RAINBOW FALLS DR, BRISTOW, VA 20136-2150

Mortgage

Document Number	0000008272
Date	Jun 29, 2022
Instrument	220008272

Lender

Name	UNITED NATIONS FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	140 Months
Due	Feb 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	173 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6016
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014036
Date	Aug 20, 2021
Instrument	210014036

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 25, 2020
Property Address	173 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6016
Document Number	0000007859
Instrument Date	Jun 23, 2020
Instrument	200007859
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6016

Mortgage

Document Number	0000007860
Date	Jun 25, 2020
Instrument	200007860

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 9, 2018
Property Address	173 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6016
Document Number	0000006474
Instrument Date	Jul 6, 2018
Instrument	6474
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2019
Title Company	NATIONAL TITLE CLEARING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SCHRAMM LOOP STEPHENS CITY VA 226556016, STEPHENS CITY, VA 22655-6016

Mortgage

Document Number	6475
Date	Jul 9, 2018
Instrument	6475

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,850.00 (+10.38%)	$349,100 Land $68,000 Building $281,100	$349,100 Land $68,000 Building $281,100
2025	$1,676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Schramm Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures