178 S Point Dr, Avon Lake, OH 44012 Property Records

Lorain County property record for 178 S Point Dr, Avon Lake, OH 44012

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 904 sqft · built 1940
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Mar 2021)
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00-030-120-009`

Property Details

APN / Parcel Number

Primary APN	`04-00-030-120-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	904 sqft Living Area
Gross Area	1,088 sqft
1st Floor Area	904 sqft
Basement Area	736 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	91 ft deep x 40 ft wide
Porch	Enclosed Frame Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	178 S POINT DR
City	AVON LAKE
State	OH
Zip	44012-1963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVON POINT 40 X 91
Legal Subdivision	AVON POINT
Legal Block	120
Legal Lot Number	12
Jurisdiction	LORAIN OH
Township / Civil Division	AVON LAKE
Census Block Group	3
Census Block	3011
Census Tract	97402

Owner

178 S Point Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Lorain County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	178 S POINT DR, AVON LAKE, OH 44012-1963
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Deed Document Number	2021810094
Prior Transfer Date	Nov 16, 2004
Prior Transfer Doc	0000000867
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 31, 2021
Property Address	178 S POINT DR, AVON LAKE, OH 44012-1963
Document Number	0000810094
Map Reference	VOL 11 PG 27
Instrument Date	Mar 12, 2021
Instrument	2021-0810094
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	178 S POINT DR, AVON LAKE, OH 44012-1963

Mortgage

Document Number	0000810095
Date	Mar 31, 2021
Instrument	2021-0810095

Lender

Name	FIRST FED SAVINGS & LOAN ASSN OF LO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 178 S Point Dr was $2,409 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon Lake City
County	Lorain County
Unified School District	Avon Lake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,409.00 Homeowner's exemption	$47,600 (+0.01%) Land $13,400 Building $34,200	$135,990 (-) Land $38,280 Building $97,710
2024	$2,409.00 (+21.42%)	$47,597 (+27.59%) Land $13,398 Building $34,199	$135,990 (+27.59%) Land $38,280 Building $97,710
2023	$1,984.00 (+1.07%)	$37,304 (-0.02%) Land $9,475 Building $27,829	$106,580 Land $27,070 Building $79,510
2022	$1,963.00	$37,310 Land $9,480 Building $27,830
2021			$106,580 Land $27,070 Building $79,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 178 S Point Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 S Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20