Lorain County property record for 176 S Point Dr, Avon Lake, OH 44012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 896 sqft · built 1983 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,000 (Apr 2023) |
| Tax Bill | $560 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Oct 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00-030-120-008 |
| Primary APN | 04-00-030-120-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| 2nd Floor Area | 896 sqft |
| Attic Area | 430 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 94 ft deep x 39 ft wide |
| Garage Type | Detached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 30 sqft |
| Patio Area | 150 sqft |
| Heating System | HVAC |
|---|
| Street Address | 176 S POINT DR |
|---|---|
| City | AVON LAKE |
| State | OH |
| Zip | 44012-1963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AVON DOVER 40 X 91 |
| Legal Subdivision | AVON DOVER BEACH SUBDIVISION NO 1 |
| Legal Block | 120 |
| Legal Lot Number | 8&10 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AVON LAKE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 97402 |
176 S Point Dr is owned by an individual who bought it in April 2023.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6056 ROSEBELLE AVE, N RIDGEVILLE, OH 44039-1419 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2023 | Survivorship Deed, Transfer · Conventional Mortgage LUTHERAN CHURCH EXTENSION FUND MO |
| Oct 25, 2021 | Intrafamily Transfer, Transfer |
| Jun 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on File |
| Deed Sale | Apr 11, 2023 · Amount on File |
| Prior Sale | Oct 25, 2021 |
| Deed Document Number | 2023001734 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 11, 2023 |
| Property Address | 176 S POINT DR, AVON LAKE, OH 44012-1963 |
| Document Number | 0000912150 |
| Map Reference | VOL 11 PG 27 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 2023-0912150 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 176 S POINT DR, AVON LAKE, OH 44012-1963 |
| Document Number | 0000912151 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2023-0912151 |
| Name | LUTHERAN CHURCH EXTENSION FUND MO |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 25, 2021 |
| Property Address | 176 S POINT DR, AVON LAKE, OH 44012-1963 |
| Document Number | 20210845967 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021-0845967 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 S POINT DR, AVON LAKE, OH 44012-1963 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 13, 2017 |
| Property Address | 176 S POINT DR, AVON LAKE, OH 44012-1963 |
| Document Number | 0000632851 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 632851 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | CLEVELAND HOME TITLE INC, CLEVELAND HM TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $628.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 176 S POINT DR AVON LAKE OH 440121963, AVON LAKE, OH 44012-1963 |
| Document Number | 632852 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 632852 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23058 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2047 |
The 2025 property tax bill for 176 S Point Dr was $560.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Avon Lake City |
| County | Lorain County |
| Unified School District | Avon Lake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $560.00 | $10,550 (+0.08%) Land $7,270 Building $3,280 | $30,120 (-) Land $20,760 Building $9,360 |
| 2024 | $560.00 (-14.5%) | $10,542 (-14.46%) Land $7,266 Building $3,276 | $30,120 (-14.46%) Land $20,760 Building $9,360 |
| 2023 | $655.00 (+0.92%) | $12,324 (-0.05%) Land $9,345 Building $2,979 | $35,210 Land $26,700 Building $8,510 |
| 2022 | $649.00 | $12,330 Land $9,350 Building $2,980 | |
| 2021 | $35,210 Land $26,700 Building $8,510 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 176 S Point Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 176 S Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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