178 River Front Dr, Reno, NV 89523 Property Records

Washoe County property record for 178 River Front Dr, Reno, NV 89523

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,257 sqft · built 2001
Lot Size	0.209 acres (9,093 sqft)
Owner	2 Company Names on Record
Last Sale	$575,000 (Nov 2019)
Tax Bill	$4,104 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236-061-09`

Property Details

APN / Parcel Number

Primary APN	`236-061-09`
Alternative APN	`158482`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	3,257 sqft Living Area
Gross Area	4,014 sqft
1st Floor Area	1,751 sqft
2nd Floor Area	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,093 sqft (0.209 acres)
Garage Type	Attached
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	175 sqft
Deck Area	82 sqft
Patio Area	82 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	178 RIVER FRONT DR
City	RENO
State	NV
Zip	89523-8952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF8
Legal Description	RIVER PARK 3B LT 328
Legal Subdivision	RIVER PARK 3B
Legal Lot Number	328
Jurisdiction	WASHOE NV
Township / Civil Division	VERDI
Census Block Group	1
Census Block	1048
Census Tract	2302

Owner

Source: Washoe County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	178 RIVER FRONT DR, RENO, NV 89523-8952
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 28, 2017	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Nov 4, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 28, 2017	Bargain and Sale Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	20194969569
Last Transfer Date	Feb 20, 2025
Transfer Doc	0005522465
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	178 RIVER FRONT DR, RENO, NV 89523-8952
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005155480
Date	Mar 19, 2021
Instrument	5155480

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	178 RIVER FRONT DR, RENO, NV 89523-8952
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004775687
Date	Dec 28, 2017
Instrument	4775687

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

November 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Nov 4, 2019
Property Address	178 RIVER FRONT DR, RENO, NV 89523-8952
Document Number	0004969569
Map Reference	FILE 2349630
Instrument Date	Oct 31, 2019
Instrument	4969569
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TICOR TITLE RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,357.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 RIVER FRONT DR, 178, RENO, NV 89523-8952

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	178 RIVER FRONT DR, RENO, NV 89523-8952

Mortgage

Document Number	0004969570
Date	Nov 4, 2019
Instrument	4969570

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

February 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Feb 28, 2017
Property Address	178 RIVER FRONT DR, RENO, NV 89523-8952
Document Number	0004683648
Map Reference	DOC2349630
Instrument Date	Feb 27, 2017
Instrument	4683648
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	178 RIVER FRONT DR, RENO, NV 89523-8952

Mortgage

Document Number	0004683649
Date	Feb 28, 2017
Instrument	4683649

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,872 (+3.85%) Land $91,728 Building $133,144
2025	$4,104.00 (-20.53%)	$216,530 (+9.07%) Land $80,864 Building $135,666	$618,657 (+9.07%) Land $231,040 Building $387,617
2023	$5,164.00	$198,528 Land $68,712 Building $129,816	$567,224 (+28.77%) Land $196,320 Building $370,904
2021			$440,503 Land $133,920 Building $306,583

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1982–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2023 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Nevada
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Net NV, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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