178 Ridgewood Meadows, Franklin, IN 46131 Property Records

Johnson County property record for 178 Ridgewood Meadows, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,183 sqft · built 1988
Lot Size	0.552 acres (24,045 sqft)
Owner	Individual Name on File
Tax Bill	$3,702 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41001303025/00`

Property Details

APN / Parcel Number

Primary APN	`41001303025/00`
Alternative APNs	`41-08-13-044-039.000-018` `410813043998000018` `00001085083`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,183 sqft Living Area
1st Floor Area	2,183 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	24,045 sqft (0.552 acres)
Lot Dimensions	207 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	530 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001085083
Street Address	178 RIDGEWOOD MDWS
City	FRANKLIN
State	IN
Zip	46131-1965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEFFERSON MEADOWS SEC 2 LOT 69 & PT LOT 68 MP FRANKLIN COMMUNI
Legal Subdivision	JEFFERSON MEADOWS SEC 2
Legal Lot Number	69,68
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	2
Census Block	2023
Census Tract	611100

Owner

178 Ridgewood Meadows is owned and occupied by an individual.

Source: Johnson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	178 RIDGEWOOD MDWS, FRANKLIN, IN 46131-1965
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	178 RIDGEWOOD MDWS, FRANKLIN, IN 46131-1965
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025023185
Date	Nov 18, 2025
Instrument	2025-023185

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	178 RIDGEWOOD MDWS, FRANKLIN, IN 46131-1965
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017023591
Date	Oct 10, 2017
Instrument	2017-023591

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 22, 2027

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	178 RIDGEWOOD MDWS, FRANKLIN, IN 46131-1965
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-017677
Date	Aug 7, 2017
Instrument	2017-017677

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	FRANKLIN, IN 46131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 2, 2027

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 178 Ridgewood Meadows was $3,702 with a homeowner's exemption, up 8.6% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,702.00 (+8.59%) Homeowner's exemption	$357,500 Land $62,200 Building $295,300	$357,500 Land $62,200 Building $295,300
2024	$3,409.00 (-1.02%)
2023	$3,444.00 (+9.47%) Homeowner's exemption	$308,300 (+10.26%) Land $62,200 Building $246,100	$308,300 (+10.26%) Land $62,200 Building $246,100
2022	$3,146.00 Homeowner's exemption	$279,600 Land $37,000 Building $242,600	$279,600 Land $37,000 Building $242,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Ridgewood Meadows in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 178 Ridgewood Meadows has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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