Cuyahoga County property record for 178 Prospect St, Berea, OH 44017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,909 sqft · built 1843 |
| Lot Size | 0.484 acres (21,105 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,500 (May 2018) |
| Tax Bill | $4,983 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-17-011 |
| Primary APN | 363-17-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,909 sqft Living Area |
| 1st Floor Area | 1,141 sqft |
| 2nd Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1843 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,105 sqft (0.484 acres) |
| Lot Dimensions | 335 ft deep x 60.6 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 178 PROSPECT ST |
|---|---|
| City | BEREA |
| State | OH |
| Zip | 44017-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-B |
| Legal Description | 17 BALDWIN 0054 SP |
| Legal Subdivision | BALDWIN INSTITUTE ADD |
| Legal Lot Number | 54 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 134206 |
Source: Cuyahoga County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 178 PROSPECT ST, BEREA, OH 44017-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI GOLD STAR MTG FIN'L |
| May 24, 2018 | Warranty Deed, Transfer · Conventional with PMI GOLD STAR MTG FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on Record |
| Deed Sale | May 24, 2018 · Amount on Record |
| Prior Sale | Oct 24, 2008 · Amount on Record |
| Deed Document Number | 0005240581 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 178 PROSPECT ST, BEREA, OH 44017-2522 |
| Document Number | 0008190542 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 178 PROSPECT ST BEREA OH 440172522, BEREA, OH 44017-2522 |
| Document Number | 0008190542 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 8190542 |
| Name | GOLD STAR MTG FIN'L |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 18, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | May 24, 2018 |
| Property Address | 178 PROSPECT ST, BEREA, OH 44017-2522 |
| Document Number | 0005240581 |
| Instrument Date | Apr 22, 2018 |
| Instrument | 5240581 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2018 |
| Title Company | OHIO FIRST LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $718.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 178 PROSPECT ST BEREA OH 440172522, BEREA, OH 44017-2522 |
| Document Number | 5240582 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 5240582 |
| Name | GOLD STAR MTG FIN'L |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2048 |
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Berea City |
| Unified School District | Berea City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,983.00 (+2.13%) Homeowner's exemption | $86,040 (-) Land $14,250 Building $71,790 | |
| 2024 | $4,879.00 (+2.56%) Homeowner's exemption | $86,040 (+24.89%) Land $14,250 Building $71,790 | $245,800 (+24.9%) Land $40,700 Building $205,100 |
| 2023 | $4,757.00 (+0.63%) Homeowner's exemption | $68,890 (-) Land $12,710 Building $56,180 | |
| 2022 | $4,727.00 Homeowner's exemption | $68,890 Land $12,710 Building $56,180 | |
| 2021 | $196,800 Land $36,300 Building $160,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA CITY PWS serves 18,789 people · EPA ID OH1800111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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