166 Prospect St, Berea, OH 44017 Property Records

Cuyahoga County property record for 166 Prospect St, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 966 sqft · built 1854
Lot Size	0.211 acres (9,216 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Jun 2022)
Tax Bill	$3,497 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`363-17-009`

Property Details

APN / Parcel Number

Primary APN	`363-17-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	966 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	150 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1854
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,216 sqft (0.211 acres)
Lot Dimensions	192 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	166 PROSPECT ST
City	BEREA
State	OH
Zip	44017-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-B
Legal Description	17 BALDWIN 0053 SEC
Legal Subdivision	BALDWIN INSTITUTE ADD
Legal Lot Number	53
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1003
Census Tract	134206

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	166 PROSPECT ST, BEREA, OH 44017-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 19, 2020	Warranty Deed, Transfer · Conventional with PMI DELMAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	May 19, 2020 · Amount on Record
Deed Document Number	0000000426
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 27, 2022
Property Address	166 PROSPECT ST, BEREA, OH 44017-2522
Document Number	0000000426
Map Reference	VOL 1 PG 21
Instrument Date	Jun 24, 2022
Instrument	202206270426
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 PROSPECT ST, BEREA, OH 44017-2522

Mortgage

Document Number	0000000427
Date	Jun 27, 2022
Instrument	202206270427

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	May 19, 2020
Property Address	166 PROSPECT ST, BEREA, OH 44017-2522
Document Number	0005190293
Instrument Date	May 14, 2020
Instrument	5190293
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	166 PROSPECT ST BEREA OH 440172522, BEREA, OH 44017-2522

Mortgage

Document Number	5190294
Date	May 19, 2020
Instrument	5190294

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,497.00 (+2.16%) Homeowner's exemption	$60,380 (-) Land $11,410 Building $48,970
2024	$3,423.00 (+14.21%) Homeowner's exemption	$60,380 (+39.09%) Land $11,410 Building $48,970	$172,500 (+39.11%) Land $32,600 Building $139,900
2023	$2,997.00 (+0.6%) Homeowner's exemption	$43,410 (-) Land $10,190 Building $33,220
2022	$2,979.00 Homeowner's exemption	$43,410 Land $10,190 Building $33,220
2021			$124,000 Land $29,100 Building $94,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA CITY PWS serves 18,789 people · EPA ID OH1800111
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures