178 Old Sullivan Rd, Clay, KY 42404 Property Records

Webster County property record for 178 Old Sullivan Rd, Clay, KY 42404

Property Summary

Property TypeSingle Family Home
Lot Size7.38 acres (321,473 sqft)
OwnerIndividual Name on Record
Last Sale$163,000 (Sep 2018)
Tax Bill$2,005 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-012-001-001

Property Details

APN / Parcel Number

Primary APN004-012-001-001
Alternative APNs
  • 7403
  • 2797
  • 2811

Exterior

Lot Area321,473 sqft (7.38 acres)

Location & Zoning

Account Number2811
Street Address178 OLD SULLIVAN RD
CityCLAY
StateKY
Zip42404-9191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE / BARN & 7.38 ACRES
JurisdictionWEBSTER KY
Township / Civil DivisionCLAY
Census Block Group1
Census Block1056
Census Tract960300

Owner

Source: Webster County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address178 OLD SULLIVAN RD, CLAY, KY 42404-9191
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 21, 2018Deed, Transfer · FHA Mortgage
EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2018 · Amount on Record
Deed SaleSep 21, 2018 · Amount on Record
Deed Document Number401125
Deed Book / PageDEED 303 / 672
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBSTER KY
Property Address178 OLD SULLIVAN RD, CLAY, KY 42404-9191
Transaction TypeMortgage
Record UpdatedJan 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG368/659
DateAug 24, 2021
Book PageMTG 368/659
Instrument436891
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionWEBSTER KY
Recording DateSep 21, 2018
Property Address178 OLD SULLIVAN RD, CLAY, KY 42404-9191
Document NumberDEED303/672
Book / PageDEED 303 / 672
Instrument DateSep 14, 2018
Instrument401125
Transaction TypeTransfer
Record UpdatedJan 16, 2024
Title CompanyFOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

AmountAmount Recorded
Tax$163.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4551 ST RT 108 NORTH, CLAY, KY 42404

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 OLD SULLIVAN RD, CLAY, KY 42404-9191

Mortgage

Document Number0000401126
DateSep 21, 2018
Instrument401126
Lender
NameEVANSVILLE TEACHERS FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Mortgage

Document NumberMTG343/690
DateSep 21, 2018
Book PageMTG 343/690
Instrument401126
Lender
NameEVANSVILLE TEACHERS FCU
TypeCredit Union
AddressEVANSVILLE, IN 47715
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Webster County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWebster County
Unified School DistrictWebster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,005.00 (+9.68%)$178,700 (+10.31%)$178,700 (+10.31%)
2023$1,828.00$162,000$162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2023–2025)
Most Recent ClaimFeb 2025 · Severe Storms, Straight-line Winds, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEBSTER CO WATER DISTRICT
serves 5,940 people · EPA ID KY1170995
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

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