168 Old Sullivan Rd, Clay, KY 42404 Property Records

Webster County property record for 168 Old Sullivan Rd, Clay, KY 42404

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,152 sqft · built 2011
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 2023)
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Jul 2015 Mortgage Mar 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-012-002`

Property Details

APN / Parcel Number

Primary APN	`004-012-002`
Alternative APNs	`14796` `10247` `7351`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Finished Area
Family Room	Family Room

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Porch	Slab
Porch Area	384 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Account Number	7351
Street Address	168 OLD SULLIVAN RD
City	CLAY
State	KY
Zip	42404-9191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES/BLDGS & 5.00 ACRES
Jurisdiction	WEBSTER KY
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1056
Census Tract	960300

Owner

Source: Webster County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	168 OLD SULLIVAN RD, CLAY, KY 42404-9191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2015	Deed of Trust, Mortgage · Conventional Mortgage PLANTERS BANK
Mar 11, 2026	Quit Claim Deed, Transfer FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE
Mar 11, 2026	Deed, Transfer · USDA Mortgage LUMINATE BANK
May 3, 2023	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Nov 29, 2021	Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	2023455067
Deed Book / Page	319 / 154
Record Updated	Jun 8, 2026

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	168 OLD SULLIVAN RD, CLAY, KY 42404-9191
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG324/161
Date	Jul 20, 2015
Book Page	MTG 324/161
Instrument	249702

Lender

Name	PLANTERS BANK
Type	Bank
Address	HOPKINSVILLE, KY 42241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2030

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER KY
Recording Date	Mar 11, 2026
Property Address	168 OLD SULLIVAN RD, CLAY, KY 42404-9191
Document Number	DEED329/365
Book / Page	DEED329 / 365
Instrument Date	Mar 3, 2026
Instrument	471249
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2290 STATE ROUTE 857, CLAY, KY 42404-9771

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	168 OLD SULLIVAN RD, CLAY, KY 42404-9191

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER KY
Recording Date	Mar 11, 2026
Property Address	168 OLD SULLIVAN RD, CLAY, KY 42404-9191
Document Number	DEED329/369
Book / Page	DEED329 / 369
Instrument Date	Mar 3, 2026
Instrument	471250
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 HILLWOOD ST, EDDYVILLE, KY 42038-8291

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	168 OLD SULLIVAN RD, CLAY, KY 42404-9191
Investor	Possibly a Property Investor

Mortgage

Document Number	0000471251
Date	Mar 11, 2026
Instrument	471251

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER KY
Recording Date	May 3, 2023
Property Address	168 OLD SULLIVAN RD, CLAY, KY 42404-9191
Document Number	000319/154
Book / Page	319 / 154
Map Reference	MB 313 PG 783
Instrument Date	Apr 28, 2023
Instrument	455067
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 OLD SULLIVAN RD, CLAY, KY 42404-9191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 OLD SULLIVAN RD, CLAY, KY 42404-9191

Mortgage

Document Number	0000455068
Date	May 3, 2023
Instrument	455068

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER KY
Recording Date	Nov 29, 2021
Property Address	168 OLD SULLIVAN RD, CLAY, KY 42404-9191
Document Number	000313/783
Book / Page	313 / 783
Instrument Date	Nov 16, 2021
Instrument	439078
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2245 MILLER PIKE, LEBANON, KY 40033-9202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 OLD SULLIVAN RD, CLAY, KY 42404-9191

Mortgage

Document Number	0000439079
Date	Nov 29, 2021
Instrument	439079

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

Tax Assessment & Valuation

Source: Webster County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,739.00 (-0.57%)	$155,000 (-)	$155,000 (-)
2023	$1,749.00 (-3.48%)	$155,000 (-3.13%)	$155,000 (-3.13%)
2022	$1,812.00 Homeowner's exemption	$160,000	$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2023–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER CO WATER DISTRICT serves 5,940 people · EPA ID KY1170995
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Old Sullivan Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures